How to Write Dispute Letters for Results in 2022 | Do THIS or Fail

🔮 If you're wondering why your dispute letters are not getting results, watch this video to find out how to write dispute letters for results in 2022 to the credit bureaus. I didn't originally plan to do this video, so I threw it together before I went to work this morning. Your action plan should always include answering the "why" and "what" in the top of the dispute letter, and your disputed accounts should follow the AJERO formula to include facts taken directly from the credit report (because we use what the credit bureaus, collectors and creditors write!), backed by the laws in the FCRA and FDCPA. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT With SmartCredit: https://www.smartcredit.com/VargasConsulting 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes: Okay, so you are wondering why your letters are not getting results. And this video is going to answer that. And you're going to come here, join me on my whiteboard, I'm gonna explain why. Now, first thing I want you to do is smash the like, and let me know that you enjoyed this content and let Google know so that they'll show this video to other people. Hey, what a concept, right? And subscribe if you haven't done so and smash the bell for notification so that you know when another video comes out. Now, here's the deal. So many people think, hey, well, you know what, my letters didn't get results, because I sent out on a Wednesday, and they didn't get results because I did this. No, your letters are not getting results because you are not writing the right type of letter and you are not being patient or persistent. Okay. So I'm going to show you what needs to go into your letter and what needs to go into the dispute reason for you to get results like I do. Okay, yes, I have clients. Yes, I just beat their negative eidolons. Yes, I get results. 2020 I removed over 20,000 negative items in 2021 was over 23,000. So do I get result? Yes, I do. If you want to see if I can do that same thing for you. Head over to my seven forty.com schedule a call with me and I will see if I can help but let's jump over into this. Alright, your letter needs to let them know why you are disputing and what you want them to do. Here's an example. I have inaccuracies that need to be removed, please investigate and send me a new report. That's it. No, Congress says Pursuant to Section six, no, none of that stuff. Do not put that in there. Okay. That is all you need to do. Why and what your dispute reason, your disputed account that's the key that's the beauty of factual based disputes. This is the key because you're taking the information directly off your credit report reported by the Bureau's the creditors, the collectors and you're using it to support your argument. So we have action justifier element, reason and outcome All right. So here is a dispute reason delete this charge off for an accuracy because the date was active. Reports as date, date and date experience reports date Equifax reports deep TransUnion reports date, now. The action is delete, delete the charge off or an accuracy because is the justifier. The date was active is the element and the reason is the facts are the facts right. Experian reports D Equifax reports the TransUnion report deep if you do not support your dispute, reason were disputed account with facts taken directly from the credit report, then you are leaving yourself open to a rejection to a stall tactic to all those things because remember, the Bureau's are not there to help you. They're there to stall you scare you and just get rid of you because they make money off of your inaccurate information. They make money out of your lower scores. So if you want to remove your negative items, this is what you need to do a general formula and telling them what you're disputing and why you're disputing. And that's it. Now what I want for you to do is go practice that pull your credit report from identity IQ pull it from smart credit if you have older late payments going past two years and both those links are down in the description for you to head over and grab your reports. Look at your accounts, find the inaccuracies and write your a general formula. Just plug in the information taken directly from the credit report. That's all you have to do. Alright, if you have questions about this posted on this video, let me know what you're struggling with and I'll help you if I can. Alright, that is it for today. And like I said if union help head over to my seven forty.com and I will see if I can help but that is it for today. Bye