2 Dispute Methods You Should Avoid (You've Probably Already Done #1!) | ...

Today we're talking about 2 dispute methods you should avoid and it seems like everyone's done of the 2 by the time they come to me for credit repair services! I had a totally different video for you today but the rain ruined it, so we're recording about a foot away from the rain outside. If you have questions about why you shouldn't use these 2 credit report dispute methods, drop me a comment and let me know why. Get on the notifications list for the GA Experiment Project here: https://form.nativeforms.com/QMwJmZE1jZmoXNHRWb50Db ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ VIDEO NOTES Hey, what's up? I had a totally different video planned for you today, but it's raining in so it rained on my scene. Alright, so we're talking about two very important things today. And you have heard me talk about this before, but one of them, the most important of them is don't dispute online. If you have collections, foreclosures, repossessions, late payments, whatever, I don't care what it is, you should not be disputing online. Now. Here's the deal before you get your panties all twisted in a bunch. There's reason for this. All right, we have very few rights under the FCRA. And we don't want to just let them go just for convenient. Do you see anything that seems like a convenience to you is really convenient to the Bureau's. So the first thing you should know is that when you dispute online, it goes directly into their automation system, you lost right there. Another thing is, is that when you dispute and it comes back as verified, regardless of the fact that there's been no investigation, you already said that you're okay with it, and that you're not going to do anything about it. Like what you already lost? What are you talking about? Why would you do that? Another thing is, is that they may have changed this recently, but I'm gonna tell you anyways, it was that they didn't have to forward any additional paperwork, documentation received transaction reports, whatever that you include with your dispute over to the data furnisher. They also don't have to forward you any investigation results. And if something is deleted, and then put back on, in other words, reinserted, you can't find it. And if they violate your rights, you're not going to take them to court. What makes it even worse is that there's people who were doing this professionally, without even telling their clients that hey, number one, we're disputing online. Number two, these are the things that can happen in the event that, you know, it comes back and you know, whatever, we might not have an alternative and blah, blah, blah, okay, as a company, you shouldn't be disputing your mind. That's number one. You shouldn't be faxing. You shouldn't be disputing online, you shouldn't be doing phone disputes. Every single thing should go up in the mail, you want to give your clients the best possible chance to get your negative items off. Okay, that's number one. Okay. The second thing is, is that you should never use, not mine, unless it's true as a dispute reason. And you may have heard me say this before, I mean, obviously, I have what 800 videos here on YouTube, going back to the summer was July of 2015. So there's a lot of information out there that I've put out into the YouTube sphere, okay? Don't say not mine, it is the number one way to commit credit repair suicide, okay. And I don't say not to say anything other than there's a better way, there's a faster way, there's a legal permanent way to remove your negative items. And it doesn't include lying and saying that something is not yours. You see, unverified unknown, those are two totally different things and and saying not mine, right. And as a professional, such as myself, one would never say not mine, right? You're actually going to use your reason to back up what you're saying, right? So for an example, you're going to say, you know, delete this account, because the date last active is inaccurate, and then you're going to take the actual information directly off the credit report. And it's going to backup your claim because it's what the Bureau's the creditors and the collectors are reporting themselves, right? You're never going to say something that is not true, because you have absolutely no way to back it up. And then when it comes back is verified, because it's going to come back as verified or it will be deleted and reinserted. Now you're going to have to say, Well, okay, it is mine, but