#1 Credit Sweep Secret Using FCRA 623 & FDCPA Violations (807)

🔮 Today I'm sharing my #1 credit sweep secret that can remove virtually ANYTHING on a credit report (except for inquiries). You can check it out at https://lynxshort.com/9b4lu. We are using 2 very specific laws that the bureaus, creditors, and collectors have to abide by in the FCRA and FDCPA (sections 623 and 807 respectively); otherwise, it is a violation. We are using FCRA 623 & FDCPA 807 violations to remove these accounts and in this video I'm going to explain exactly how it works. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes Yes, you read that right? Today we're talking about the number one credit sweep secret to removing virtually anything from your credit report. Now, what is anything? Well, you can remove collections debt buyers, late payments, credit cards, student loans, medical charges, bankruptcies, evictions, and more. As long as it's not an actual inquiry and in as an account, then this can be used on it to remove that counts, and we're dealing with two very specific laws. Now, before we get into how to remove virtually anything using these two laws. First thing that I want for you to do is smash the Like, subscribe if you haven't done so. And if this is something that you just don't want to do, head over to my seven forty.com schedule called me and I will see if I can help. Alright, so here's the goal, our goal is to become not worth it for banks and credit bureaus, obviously, right, they can either remove our bad credit or pay as damages, or both. And fortunately, you're gonna make it known quickly that they will find it much more advantageous to simply remove the bad mark. And quickly, make sure you stay to the end of the video because you're going to get all of these dispute letters that go with this process as well as step by step instructions. All right. Now, there's a couple of things you are going to need to succeed with this. Obviously, your credit report, right? Everything has to do with timeliness with us. And yes, you are sending everything out via certified mail. So you do need access to some sort of postal service either physically going to the post office, or using a site such as letter stream right now it is going to be certified with return receipt. So you also need a tracker. What that means is your you need to try with like a calendar or task manager or something else to keep track of dates and reminders. Okay, so here's law number one. All right, FCRA. Section 623 83 responsibilities are furnitures of information to consumer reporting agencies. Let's read it together. duty to provide notice of dispute. If the completeness or accuracy of any information furnished by any person meaning like a data furnisher to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer. Now what's the important part here? Well, you see it highlighted with pink text without notice that such information is disputed by the consumer. Right? This is why I call it the key. This is the key, let's just go back and look at that. Alright, that is the key without notice. So they have 30 days to insert this notice and you are first disputing with the actual data furnisher not the Bureau's and why are we doing that? Well, the Bureau's are much more likely to enter this required notice dispute. Alright. Now here's law number two FDCPA, section 8078. All right, it was either false or misleading representations, communicating or threatening to communicate to any person credit information, which is known or which should be known to be false. I love how they put should be known. Right, including the failure to communicate that he debt is disputed, right. Again, most important part highlighted in pink that a disputed debt is disputed. Okay. So now what? Well, the big key here is that they're required to contact the credit bureaus on your behalf. And to make sure that they add a sentence. It's really, really, really simple. You're going to see in the comments within 30 days that says that you disputed the negative argument question. Now, as simple as this seems, you would probably say, well, Kristin, they're probably going to add this, like what most of the time Well, no, honey, they don't. They don't. They don't. They don't, especially right now, when they are literally doing everything. They get rid of you. They're ignoring people.