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How to Get Max Results with Any Credit File

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Get those results! Free credit repair cheat sheet

Want a free credit repair cheat sheet? You'll find the link below as well as how to schedule your free consultation with me or an appointment for project-based consulting. After receiving so many phone calls this week from consumers who are disputing incorrectly, I decided that I needed to share some very important info! The cheat sheet shows you what dispute method you should be using per each situation. I've also included the notes to the webcast for 2 reasons: #1 I talk fast and sometimes forget to go over what I'd orignally intended to and
#2 it's important you have the in-depth info to obtain max deletions in the least amount of time! Most importantly, I want you to be informed. I want for you to get those results you so desperately desire! For you to have the confidence to send out a letter KNOWING your next credit report will have few items remaining. Whether you're a newbie to the credit repair industry, wondering the difference between credit repair and credit …

6 Things you're doing wrong with your credit repair

Let's get real. Right here, right now. 
Your credit sucks and you're at the point where you'd like to throw up your hands in defeat and just let 7+ years pass. Right? 
I get it: You've tried "credit repair companies". You've tried the whole do-it-yourself credit restoration. You may've even tried doing identity theft just because you heard it's fast. And then got denied. 
We (yes, we: you, me and everyone else) all hear about the right way to do this. We all hear about the "right credit repair company" to go to, just because they've littered the internet. We hear about how it's so easy to delete negative items in as little as 7 days - permanently. (Yeah, right). 
Let's talk about the wrong way to do this. Let's talk about what's NOT working so you know what you shouldn't be doing to get those "permanent" deletions. 
#1 Stop disputing online. No, I don't want to hear about how it worked for your uncl…

Why credit repair takes so much longer than a credit sweep

"Why does credit repair take so long? Is a credit sweep faster?"

Yes! Regular credit repair (what I call "credit repair 101") can take 3 years! Who has 3 years to fix their credit file? Geez, in 3 years I could have 2 more kids and get another college degree!

More aggressive credit repair companies can get it done in a much faster manner, but it's still nothing compared to what a credit sweep does for you. Wouldn't you rather maximum deletions in the least amount of time, while also saving $1000s and sometimes even $100,000s?

Here's the deal:
A credit sweep is NOT the "identity theft" method. That means no police report or FTC report (affidavit). No charges for filing a false report or the inevitable credit bureau denials.

What it IS:
The fastest method to get the negative items off of your credit report permanently.  This includes disputing with all parties: bureaus, creditors and collection agencies. It may also include making complaints wi…

Stop using Validation of Debt (VOD) letters on credit cards!

I'm going to put out another video this week on the validation of debt (VOD) letters because I've getting a ton of calls this week where people are using them in such an incorrect manner that they're screwing up their files before I ever touch them! Although I'm going to be doing the video, I want to put a quick message out there: Do NOT use this type of dispute letter with credit card collection agencies and original creditors! Disputing direclty with the original creditor is a 623 dispute letter, NOT a VOD. Here's an exception:
There's a collection account (such as Portolio Recovery, Second Round, Cavalry, Midland, etc.) that is truly unknown to you because you never had a credit card before - you can use the VOD on this with the collection agency. If you send a VOD letter with FDCPA statutes in it, you'll receive a reply that says they are not liable under the FDCPA. You'll have wasted 2+ weeks. On the other hand, if you send a VOD letter WITHOUT the…

4 Fast Ways to Delete Inquiries Permanently

Inquiries, inquiries, inquiries. I get so many calls about inquiries!
How do you delete inquiries? How can you get them off fast? How can they be deleted permanently?......
Well guys, the answer to that is probably not what you want to hear, but I'm going to tell you anyways:
Inquiries are actually much more difficult to remove now than they were 2 years ago. Having said that, there's still a few ways to remove them:
#1: if you did not authorize the pulls or your ID was stolen, you may claim ID theft. Do NOT do it if it's not true - do you really want to get in trouble for filing a false police report?
#2: I've heard that a company called inquirybusters can get them off in less than 6 weeks but a few of my clients stated they were told they need a police report (I am not getting paid to mention their site and they are run by deletionexpert I believe)
#3: Use the rapid inquiry removal on my website for Equifax and explained in my youtube video
#4: What I now use: The FCRA sta…

Miracle Credit Repair Advice for Only $85!

Trusting a credit repair company to do everything you would do is hard to sometimes. Perhaps you just need advice and not a complete take-over. We get that. Maybe you just need some advice on a project that you have. Maybe you need a little "know-how" on methodology. We got you covered.
Schedule your project-based consulting session now! We'll provide the expert advice you need to get achieve miracles either on your own credit file, a client's or your credit repair company! Book today and save $40! 1-hour consulting session for $85. (Multiple bookings available for larger projects).

No more need to pull your hair out or raise your fists to the ceiling. Get the fast credit sweep you're looking for while retaining control of the entire situation!

Schedule your video & screenshare project-based consulting session by heading to https://live.vcita.com/site/expertcreditsweeps