Queen of Credit

🔮 Tonight we're revisiting credit bureau secrets because I want to expose them for what they are! If you'd like to see if a real credit sweep would be a good fit head over to https://my740.com and schedule a call with me; I'll see if I can help. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes Hey guys, welcome to another exposing the truth video. Now, this is ruffling a couple of feathers. But this is stuff that you guys need to know. And I spend a lot of money and a lot of time on researching and informing you of the stuff that you really need to know...

🔮 Today I'm sharing my #1 credit sweep secret that can remove virtually ANYTHING on a credit report (except for inquiries). You can check it out at https://lynxshort.com/9b4lu . We are using 2 very specific laws that the bureaus, creditors, and collectors have to abide by in the FCRA and FDCPA (sections 623 and 807 respectively); otherwise, it is a violation. We are using FCRA 623 & FDCPA 807 violations to remove these accounts and in this video I'm going to explain exactly how it works. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes Yes, you read tha...

🔮 Today I'm going to show you how to write dispute letters to the credit bureaus using a credit report and nothing else. Why? Because everything we need is on the report; we take what the credit bureaus, creditors, and collectors report themselves. We are doing an impromptu dispute letter writing workshop (this is a replay). And if you have negative items that you want to remove collections, foreclosures, repossessions, bankruptcies, what ever, then this is the video that you want to watch. Links: Live Letter Google Sheets tool - https://liveletter.ask-kristin.com Join the Yt exclusive newsletter - https://halaman.email/lp/ytexclusive-z9867VC0 Credit Suite Launch notifications list - https://form.nativeforms.com/kjT1VmZy1jZmoXNHRWb50Db Schedule a free consultation - https://my740.com ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money....

We are doing an impromptu dispute letter writing workshop. And if you have negative items that you want to remove collections, foreclosures, repossessions, bankruptcies, what ever, then this is the video that you want to watch. Links: Live Letter Google Sheets tool - https://liveletter.ask-kristin.com Join the Yt exclusive newsletter - https://halaman.email/lp/ytexclusive-z9867VC0 Credit Suite Launch notifications list - https://form.nativeforms.com/kjT1VmZy1jZmoXNHRWb50Db Schedule a free consultation - https://my740.com ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Video no...

🔮 Today we're covering common FCRA (fair credit reporting act) violations for credit bureaus, creditors, and collectors. If you would like to check this out head over to https://articles.ask-kristin.com/common-violations-of-the-fcra Furnishing and Reporting Old Information CRAs and the creditors who supply information to them must provide and keep your credit information current. When your credit circumstances have changed, and the information in your credit report isn't updated to reflect these changes, this failure might be a violation of the FCRA. Some examples of this include: failing to report that a debt was discharged in a bankruptcy reporting old debts as new or re-aged reporting an account as active when it was voluntarily closed by a consumer, and reporting information that is more than seven years old (like bankruptcy) or ten years old (such as civil judgments). ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my video...

We're replaying a subscriber-requested video on identifying key points to remove charge-offs & collections from a credit report and different dispute letter tactics. You can access the BulletProof Training at https://bio.my740.com (click on "Store" and then Tactics). You'll be able to identify specific elements on a credit report to remove negative items using the credit sweep method, and you'll find that getting results is much, much easier! We cover what to look for on a credit report to remove charge-offs, such as date last active, debt buyer collections, such as past due, and how to remove medical collections, such as with the HIPAA series, how to remove repos with the repossession series, how to remove bankruptcies and what to send out for inquiries. We'll also explain a caveat of FCRA 623 and FCRA 611 that you should be aware of. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients ...

🔮 Today we're going over my top 5 debt collection tactics, as well as 26 FDCPA and FCRA violations. You can access the full course at https://ask-kristin.samcart.com/products/top-collection-tactics . We use these on medical collections, utility collections, car insurance collections, cell phone collections, and some apartment evictions and collections using these tactics, in addition to the factual credit sweep process. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT OR see a full 7 year payment history at https://smartcredit.com/vargasconsulting/ 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes If you have c...

🔮 Today we're talking about how to remove verified negative accounts on your credit report and if you'd like to access the docs head to https://ask-kristin.samcart.com/products/verified-accounts. One thing that stops a lot of people from getting results is when the credit bureaus "verify as accurate", and they don't know how to dispute the next round. I attempt to explain it in this video, as well as what verified even means. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙 ‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸 ‍♀️ DFY credit sweep service free consultation 🦸 ‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐ ️ VIDEO NOTES Hey, what's up tonight we're talking about how to remove verified...

🔮 Tonight we have 66 advanced credit sweep dispute letter tactics and we're breaking down 2 of them in detail. Check out the rest at https://lynxshort.com/wjpuj ( https://ask-kristin.samcart.com/products/advanced-tactics/ ). You can also schedule a call for a credit sweep at https://my740.com. Tactics you should know about to win against the credit bureaus and creditors: Advanced MOV request angry educated consumer factual follow up credit bureau checkmate technique creditor checkup for collection accounts debt validation dispute and settle fcba wish list method missing info on reinserted item tactic multi letter shuffle multiple disputes per item nervous nellie omission technique and more! We're breaking down 2 main dispute letter tactics that I use every day with my own clients ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-sa...

Today we're talking about how often the credit bureaus correct vs. delete accounts, using eOscar's numbers from 2018-2019. This will break down and explain each % between deletion due to no data furnisher response within 30 days, deletion at data furnisher's direction, correction, and "verified as accurate". If you'd like to learn how to write letters that get DELETIONS, head to https://bio.my740.com and click on store, and choose "tactics". ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ VIDEO NOTES Hey, what's up today we are outside a...

Today we're going over keys to removing charge-offs and collections from a credit report and different dispute letter tactics. You can access the BulletProof Training at https://bio.my740.com (click on "Store" and then Tactics). You'll be able to identify specific elements on a credit report to remove negative items, and you'll find that getting results is much, much easier! We cover what to look for on a credit report to remove charge-offs, such as date last active, debt buyer collections, such as past due, and how to remove medical collections, such as with the HIPAA series, how to remove repos with the repossession series, how to remove bankruptcies and what to send out for inquiries. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free to...

🔮 Tonight I'm explaining why credit repair is illegal in the state of Georgia (unless special conditions are met), and what you can do to fix your own credit if you are a GA resident. If you live in GA and want to fix your credit yourself the right way, check out the diy course at https://lynxshort.com/78j2a Referenced links: https://law.justia.com/codes/georgia/2020/title-16/chapter-9/article-4/section-16-9-59/ https://www.prnewswire.com/news-releases/the-georgia-experiment-has-failed-301206547.html https://consumer.georgia.gov/consumer-topics/credit-repair https://creditrepairingeorgia.com/ https://www.paypal.com/us/webapps/mpp/ua/acceptableuse-full https://stripe.com/legal/restricted-businesses https://paymentcloudinc.com/blog/why-is-credit-repair-considered-high-risk/ ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offerc...

🔮 Today I'm sharing how to remove EVERY charge-off from your credit report using the credit sweep method, and this is part of the credit repair secrets series. Watch the video to access the Advanced Dispute Creator for FREE, and access the other 2 boards below: How to maximize your disputes https://app.milanote.com/1Njiy81EhmOFd7?p=tzIq4Asu7R7 How to remove charge-offs https://app.milanote.com/1NotQJ1N1IGHeY?p=Ho1LTXXuAat ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes Hey, what's up tonight I'm going to show you how to remove virtually every charge o...

🔮 Today we're going over 7 derogatory credit report account types and 19 reasons to dispute them. I've created a sort of glossary that can be accessed at https://lynxshort.com/bxpnl If you would like to learn what each account type means, what a derogatory mark on a credit report is, as well as check out a few examples, then this is the video for you. I also provide a mindmap that goes over 19 different account elements that can be used to dispute the derogatory accounts to remove or correct them and the link can be found inside the glossary. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see ...