🔮 Today we're talking about how to build credit from nothing (or 0) to American Express. Get a free credit sweep consultation at https://my740.com or get access to my biggest credit sweep secrets at https://getmysecrets.ask-kristin.com and get access to 15 free credit repair course modules at https://hub.my740.com. This will show you how to build credit fast and ultimately get approved for American Express.
It can be very difficult to learn how to build your credit report but there's an easy way to do it when you have an action plan that explains where to start (such as with Self Lender or Kick Off), which products allow you to get access to many other products (such as Capital One), and how to get higher credit card limits while you're doing it.
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⭐️ Video Notes:
0:00
How to build credit. There's a very specific way that we need to get there. And I'm going to give you some building blocks smash that like it is free for me to give you this information and it is free. And for you to step on that like and subscribe if you haven't done so, we're going to use a mortgage as an example here, okay, if you are trying to go for a mortgage, there's a couple of different things you're gonna want on your credit report, right? So five different types of credit, and you obviously don't want any negatives. So if you need to learn how to remove those negatives from your credit report, then you're going to want to go through my 800 videos, my proof of concept is absolutely 100% Legit, I took a felon, we were able to remove the negative build up the credit file to the point where he was able to in an 11 month period of time get over $1.5 million in credit. Okay, how did we get $1.5 million in credit, we took our time to apply for the things that we knew we were able to get great credit is literally the gateway to wealth, we need to start with something okay. And a lot of the places that you can start as long as you don't have bankruptcy are going to be merchandise cards, catalogs, and you know, online things like self lender, and you know, kickoff and stuff like that, and even the credit builder card that's like $200 that you have to start somewhere. And yes, those are secured. And with a self lender, self lender, something I 100% absolutely believe in because you start with an installment loan, you pay it back. Now you could take you get your money back, right, let's say $500 or whatever you get your money back. Now, you can have a secured card as well. And then your secured goes into unsecured and then give you more frequent limit increases than anybody else. Any other company that I know of. That way you're going to have secured, unsecured and installment now let's see that we have those three. All right, now we can go to a jewelry store, you can get a Sema, which is actually going to be based off your credit it is based off of the amount of money that you have in your bank account up to there's other places that you can go and there's other things that you could do, but jewelry is a good one to at least look at or look into. Because it's another type of credit that goes on there. It looks good, and it's really easy to get. Now we have a couple of secured we have an installment loan, we have an unsecured card, and we have a jewelry account. And now we have our open sky. Now we can go and get an unsecured card in my recommendation. I don't know how you feel about Capital One. But my recommendation is that you look into some of the Capital One and credit one products with Capital One. They own all these other companies like Kohl's and Bosco and so on and so forth, right? And they have a ton of different types of cards that you can get. So this is the reason why we have this in our workflow for obtaining credit. Okay, so the first card that I would recommend getting a if you don't start with secured would be the Capital One journey. Okay, after Capital One journey, you can go Capital One platinum, or classic or you can get both of them. And then under platinum under play after you get the journey and then you go classic or platinum you can go to Cole's because they're owned by Capital One, you can go to Boskalis because they're open. They're excuse me, they're owned by Capital One. And in that same workflow, we also can go after that and get Macy's and discovered known. The keyword discovers that once you have discovered other companies are going to give you eat the similar ly similar limit or just a little bit more than what discover gives you and that is why they are a key in this workflow. Okay, so with Discover, let's say they give you $3,000 Now you can go and apply for mercury and mercury will give you exactly what Discoverer gives you. After you get that you can go and get pedal like a flower petal P E T A L and they'll give you a little bit more than what Discoverer gave you and then what Mercury gave you Okay? After you have Capital One platinum Kohl's, discover Macy's and boss gloves. We can also look at the Capital One Quicksilver and then we have if you have a business and you can prove you have a business we have Capital One Spark classic for business, then you can go to chase then Bank of America which is a lot harder to get and then American Express. So that is it. I'm going to stop now. I hope you have a great one. So I hope you have a great one and I am going to get going now.
Transcribed by https://otter.ai
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