4 Credit Sweep Cheat Sheets | Most Important Credit Repair Cheat Sheet

🔮 Today we're going over the Most Important Credit Repair Cheat Sheet and you can get instant access to all 4 credit sweep cheat sheets at https://lynxshort.com/4sheets. https://my740.com if you would like to see if a credit sweep can increase our credit scores and remove your negative accounts You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: The most important cheat sheet for credit repair - updated 2022. If you find a closed account, it should not have a monthly payment. If you find a past due or late payment on a collection, they were already late and past due by default they are collections. If you find a transferred or sold account there should not be a past due or a balance on that original account. Only the new account holder or owner should report this information. Now if it's a collection then obviously no past due on that one either. Date last active and date last paid it should be the same on all three credit bureaus. The high balance should be higher than or equal to the balance. The balance should be lower than or equal to the high balance. The status update date or the date last reported. It should be the date that the account was actually verified as accurate. You and I both know that there's no verification and there's no investigation. But if this date was not updated after they said it was verified as accurate then that means that they did not investigate. The court name on a bankruptcy should be the actual name of the Court. Not us Bankruptcy Court. The filing date on a bankruptcy should be the same on all three credit bureaus. Same with a judgment or his tax lien. The balance should be reported only by the account holder or the account owner. So if you have to data furnishers reporting the same account and both report a balance this is double jeopardy. For extra time it is up to 45 days so 15 additional days in total. Late payments should be the same on all reports and be consistently reported by the credit bureaus. Late payments on student loans should not start with 90 days late. 00:00 Introduction 00:14 Most important credit repair cheat sheet updated for 2022 00:29 Get access to all 4 credit sweep cheat sheets at https://lynxshort.com/4sheets 00:42 late payments and past dues on collectionis 01:04 date last active and date last paid 01:15 date last updated/date last reported/status update date 01:33 bankruptcy court name, bankruptcy filing date 01:58 double jeopardy: balance should only be reported by the account holder or owner 02:18 notice of dispute 03:08 late payments and student loan late payments