How to Remove Student Loans From a Credit Report Step-by-Step

Today we're talking about how to remove a student loan from a credit report step by step, and I'm sharing the secret to removing those 90-day student loan late payments (that no one's using!). If you'd like to grab this mini course head to https://vault.my740.com or if you'd like a free credit sweep consultation head to https://my740.com Join this channel to get access to perks: https://www.youtube.com/channel/UCG_gSTE_8amNdUBlxJRmVHQ/join Check out the store: https://www.youtube.com/c/AskKristin/store 🔮SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: I'm gonna show you how to remove a student loan from your credit report. And I'm going to give you the secret to getting those 90 daily payments off your credit report. So make sure you stay till the end so that you can learn not only how to remove student loans, but also how to remove late payments from student loans, how to write reason for a student loan, how to read just to be letter for a student loan, and how to choose a dispute method for a student loan. Did you know that there's $1.75 trillion in total student loan debt? I thought that was crazy. And there's 1.3 1 million consumers that have 31 to 90 day late payments on their credit report for student loans. And there's $968 billion in total debt in forbearance. That is crazy. Now, here's the deal. Why does this matter? Well, student loans can virtually be impossible to remove. So if they're not done the right way, then it may just not happen at all. And that's why we're going over my student loan mini course. All right, and I'm going to show you all those things that I promised, so make sure you stay to the end and smash that like it, subscribe if you haven't done so. And you can use that link at the top of your screen to schedule a call with me if you personally want to see if I can remove your negative items from your credit report. So let's get to the student loan mini course. Alright, I've already told you what we're going to cover. So we're gonna skip this first part. And you can actually use the link in the description if you want to access this yourself and go over it at your own time. Alright, so I have a couple of flashcards here and we're going to use these to learn how to determine whether to update or remove the account. Alright, so if the account is paid, and is older than your other accounts, leave this account, you do not want to change your scorecards, and you also don't want to change the total length of credit history as well as your average length. All right. So to leave this account and try to clean it up dispute the oldest late payment that you can see in an attempt to get them to remove a late payment history for failure to legally verify Alright, so the next one, this account is unpaid and the oldest account on your credit file, because the account was unpaid. Normally, you would remove it however, because it's the oldest account on the credit file, you need to decide if removing it will jeopardize the credit score. Alright, if you decide to dispute it for removal, my recommendation would be again to go after the late payment history. And you can do this by attacking first day delinquency, 90 late payments