Use These to Remove Charge offs & Collections From a Credit Report

Today we're going over keys to removing charge-offs and collections from a credit report and different dispute letter tactics. You can access the BulletProof Training at https://bio.my740.com (click on "Store" and then Tactics). Get a free credit sweep consultation at https://my740.com. You'll be able to identify specific elements on a credit report to remove negative items using the credit sweep method, and you'll find that getting results is much, much easier! We cover what to look for on a credit report to remove charge-offs, such as date last active, debt buyer collections, such as past due, and how to remove medical collections, such as with the HIPAA series, how to remove repos with the repossession series, how to remove bankruptcies and what to send out for inquiries. We'll also explain a caveat of FCRA 623 and FCRA 611 that you should be aware of. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT or check out your 7-year payment history with Smart Credit at https://smartcredit.com/VargasConsulting 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ VIDEO NOTES Tip If you've been waiting for a video that breaks down the key points you should be looking for when you're disputing things like charge offs, collections, late payments, repossessions, bankruptcy, then this is not video and the beauty of YouTube is that this video idea was actually given by a subscriber, they said, You should also create a checklist identify all negative items in a credit report for newbies like me. And this means if you're looking at a charged off account, what are the key points that we should consider when reading the credit report. So that is what we're going over today. And I've given you all the training that you actually need all the answers to the training so that you can learn how to do this yourself. And I'm even giving you part one, as well as dispute letter tactics in its overview, and I'm gonna show you exactly where to access this, but you're gonna want to stay to the end of the video because you don't want to miss it. Now, before we get started, I want to let you know that I posted a video yesterday, Saturday, the 12th at 8pm. That's really really important because it explains why credit repair cannot be done in the state of Georgia. Right. So this is a video right there. And you're also gonna want to check out how to remove every charge off from your credit report, which is right next to it. So let's jump right into this we have the very first trainees use the recommended account elements to dispute a charge off, and this is for removal and outside of blatant inaccuracies. We have date last active date last paid first data delinquency. Notice a dispute existence of it within 30 days from the date of first receipt of letter activity after the close date, date last reported late payment history in high balance is lower than balance. Here's the beauty of this, every single one of those is correct. So this is a checklist. So you're just going to check off each of those which of these are not recommended to dispute a charge off for removal unless blatantly inaccurate balance limit terms status, high balance type and open date. Again, every single one of those is correct. These are at the bottom of the hierarchy you do not want to use these unless it is your last resort. Alright, choose the recommended reasons to dispute elite payment and this is for correction outside of blatant inaccuracies, inconsistent reporting between two to three credit bureaus and this would be like remove the late payments between date and date because experience shows 30 or 6090 on dates. But Equifax shows 30 or 60 or 90 on dates and TransUnion shows 30 or 60 or 90 on dates be oldest late payment dispute. So this would be were you saying I was not late on date remove for an accuracy. Now both of these are correct. to dispute late payments to remove an account, you want to find the oldest late payment and dispute it as inaccurate and this is true. And again, I give you the solution sheet so you don't have to go and try to you know, figure this out yourself okay. To remove a bankruptcy, you should find the inaccuracies in the following the court name, filing date and docket number that's going to be true. To remove an inquiry you should send a no permissible purpose dispute letter to the credit bureaus and dispute directly with the data furnisher using a proof of authorization dispute. credit sweep method -~-~~-~~~-~~-~- Please watch: "How to Remove Student Loans From a Credit Report Step-by-Step" https://www.youtube.com/watch?v=PDfHgy1F8NI -~-~~-~~~-~~-~- ⭐️ Video Notes: