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Referenced video:
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⭐️ Video Notes:
It's time for you to sit down, get that pen, get that paper and take some notes, because tonight we're talking about how to maximize results with factual disputes.
Yes, this is for credit sweeps, there should be no templates, no online disputes, no phone disputes, no jumping straight to the CFPB. Have you want to permanently as quickly as possible remove your negative items from your credit report, then that is exactly what we are about to jump into starting right now. Now, pausing right there, even though I said right now, if you want to check out a ton of tutorials, head right over to my channel, I've got 800 videos that go over literally every single thing that you could possibly think of for removing negative items from your credit report, and they go back to July 2015. Okay, we're talking about almost eight years on YouTube. All right. Now, another thing is, if this is something that you don't want to do, head over to my seven forty.com, click on this link right here where it says start here, schedule your free call, and I will see if this is something that I personally can help you with. Alright, so let's get right back over to this. Okay, so this is an in depth tutorial. Okay, understanding factual disputes. If you don't understand this, then guess what, you're not going to be able to remove your negative items. Okay. And I created this with you in mind, I wanted to create the easiest to understand version possible. And this is the result at the end of this short video, even though it says ebook. And yes, you can use the link in the description to pull this up, you should be able to look at any account on a credit report, understand how to dispute it for the best results. So normally, I would do this as part of like a masterclass or whatever. But we're going to condense this go through it quickly. And it's also obviously free because there's right here on YouTube, there are no shortcuts. If you're looking for shortcuts, then guess what, you're gonna be right back here five years from now, still negative items on your credit report. And, you know, hey, after you've gone through company, after company after company, and did you know identity theft, and this and all that sort, I'm not going to be able to help you. So get with it the right way, the first time. All right. So I guess the first place that we need to start or address is what factual disputes are. So we're gonna look at them a dispute based off the information reported on one's credit report is a factual dispute, also known as don't pull your dispute reason out of thin air? Alright, so here's an example. You're disputing a charge off, and it reports a balance of 500 that $500 is taken directly from the credit report, your dispute may go something like this, I don't owe $500 on this account needs to be removed immediately. No, we can go even further than that. That same charge off reports a date of last activity that shows three different dates, and this is going to be your better bet. Okay? The date of last activity is reporting three different dates, you need to remove this account TransUnion shows date, experienced date and Equifax date, and we're taking these dates directly from the credit report. Okay, one of the things that you do I need to understand is that there's a hierarchy of dispute reasons. You can't just say, Oh, this is an accurate, I'm gonna use it. No, no, that is the fastest. other day I recorded a video 19 Steps to a foolproof credit sweep. And I also gave you seven steps to failure. Right? So if you're interested in that, I'm gonna also link this video down in the description because it is super, super, super, super important. All right. Now there's a hierarchy to disputing one thing makes more of an impact than another. All right, in short, you want to start with what's going to get the deletions or corrections the fastest.
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