150 Accounts Deleted Using Validation of Debt Letter for Collections

150 Accounts Deleted Using Validation of Debt Letter for Collections

🔮 Today I'm sharing with you how I removed 150 medical collections using the validation of debt letter in addition to a credit sweep. I also show you the letters that I used and explain how you can use them too. If you wanna check out the brand new credit repair software head to https://lynxshort.com/buy-suite or if you'd like to check out if a credit sweep would be a good fit schedule your call at https://my740.com

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⭐️ Video Notes:

Good evening tonight. We're

gonna go through this quickly because nobody wants to sit

through a long video and I don't wanna shoot a long

video. Okay. So tonight we're talking about the validation of

debt. I'm going to show you how I removed all of these hundred

and 50 collections. Yes. 150 collections, as you can see,

they're all alphabetized like how credit reports normally are.

So it's not the same page over and over and over again. This is

what this credit report looked like when this client signed up

and let's get to the bottom of it just so you can see that it's

actually 20 pages. So that's what it looked like. And then

this is the first round of results. There's only three

remaining count of 1, 2, 3. And on the next round, there's only

one. That's it one. And yep. You guessed it on the next round.

There are none. So we're going to go through a couple of

different letters and this first one, the first VOD dispute

letter. All right. So this is a letter you're going to send to

the collection scene. This is four collections only as it's

under the FDCPA, which is debt collection. The fair debt

collection practices act, okay. This is not the FCR. So anyways,

having said that this is good for a medical apartment, utility

cell phone storage, dental. And then when you're looking at debt

buyers, that's going to be for credit cards, loans, vehicles,

et cetera. So you're basically just going to, you know, put

your information on here. You say that I owe this and your

claim is disputed. Now you're also going to follow this up and

it can be at the same time. Cause I know that's a question.

There's no time period that needs to be in

your bureau dispute out like on day one and send your collection

dispute on day two. Okay. So this is your bureau letter. I

looked at my credit report and this account is unknown. I don't

owe anything with this balance or to this creditor. And it

needs to be removed. Send me a credit report showing that it's

been deleted. Now let's say that they actually respond being the

creditor. Um, they respond and they say, look, this has been

verified. You're gonna send letter two a and this is letter

two a and it basically says, you know, you said that it's been

verified, but you fail to provide me with a copy of any

viable evidence. Bearing my signature. Sh excuse me, bearing

my signature, showing the account is being reported

accurately. Okay. So if that occurs, you're going to send

letter to a, to the bureaus. Okay? Maybe you didn't get the

part. My last letter where I said that this account is

unknown and that it needs to be removed just because you say

that it's been verified, it doesn't change the fact that I

have no clue where this came from.