What to do When the Credit Bureaus Don't Respond

🔮 Today we're talking about what to do if the credit bureaus don't respond to your dispute letters and you can access the worksheets at https://lynxshort.com/verified-hub and get signed up for the LIVE workshop on how to get unstuck when the credit bureaus verify as accurate at https://lynxshort.com/wk-event SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: If you're sending out disputes and have no idea why the credit bureaus or the data furnishers are not responding, then this is the video that you want to watch, because we're talking about what to do when the Bureau's don't respond. And this actually goes directly over with the live workshop that we're going to be doing on the 12th of May as 6pm. And yes, Superlift super important, you should be there, because I'm going to show you exactly how to get unstuck when the Bureau's verify as accurate when we talk about what to do when they verify as accurate what to do when they don't respond, and what to do when they ignore you, or you stall tactics or scare tactics. Alright, so you're going to want to go and check this out. Like I said, the link is in the description. And if you want to see if I can do a credit sweep for you use that link right here at the top of the screen. Or you can look at the graphic that's right at the top of the screen and head over to my seven forty.com. And I will see if I can help now let's jump right into this. Now, you may be wondering, well, hey, Kristen, obviously they have to remove these things when they don't respond. And I send my dispute, right? Wrong. Now here's the reason. They don't care that there is a law. That's why the FCRA was enacted to begin with, right? They use these as guidelines. And you need to know how to fight this. So use the link in the description. Pause this video right now. Use the link in the description to pull this up and go over this one by one with me. And one of the awesome things about the site that I use to create this content is that you can go and literally mark this up and use it and add your own to this and save it you just click on Save account what you can't see the button because it's outside of my screen right now. But you're just going to enter your email, click on Save your content, you can come back to it later. Alright, so let's go over step one, we have step one, we have step two, we have step three, and we have step four. Now step four is really simple. You're going to join and join the live workshop. Alright, so heading over to step number one, this is a checklist of tactics that you can use for your first step prime. So why didn't anyone respond? Well, if you're not going to pay for the $785,000 and posters that they have to pay to respond to the 1.5 million dispute letters, then that is why they're not responding. Okay? Things are a little bit different now than they were two years ago. Okay, so does this mean that no investigation took place? Where do I go from here? Well, that doesn't mean necessarily that any investigation took place or that it did not take place. But there are certain things that you should be doing or noticing. Alright, so everything is in the report. Alright. So first things first was the notice of dispute entered. Alright. That's the very first thing that you should be looking at if it was not entered by the 30th. Day after they received your dispute, send a new dispute requesting deletion pursuant to section 623. All right, if it was did the date last reported change? If it did, it means the bureaus performed an investigation. Alright. If it didn't, you're going to request deletion for failure to investigate. If it did not request deletion for failure to investigate, right. So this is kind of straightforward, but there are certain things that you should know. So you can use these two remover negatives, okay. And everything follows a nice little sequence as you can see where there's a science behind everything that I do, obviously, right. So do you see an accurate info, check every disputed account for an accuracy date, last active date last pay date last reported notice dispute activity after the closed date deal first delinquency payment, history, monthly payment, etc.