Skip to main content

How to Use Inaccuracies to Remove Negative Accounts From Your Credit Report


Todays' replay: You can get instant no opt-in free access to the Blatant Inaccuracies PDF at https://drive.google.com/file/d/1giSRkBjWkxlWAgD-MmYaaW6KnH5UMp64/view?usp=sharing. Follow along as we go over the difference between blantant inaccuracies and regular factual disputes for credit sweeps in addition to why it matters for removing negative accounts from your credit report. Learning how to do a credit sweep is not rocket science but I can definitely tell you that if it is not done the right way, you'll end up with more headaches than results and can do permanent damage. This is why this information is free and made available to you! Leave me a comment on this video letting me know what you're struggling with (related to fixing your credit) and I will see how I can fit it into my videos or what type of content I can provide to and for you. To learn more about how to remove collections, charge-offs, repossessions, late payments, foreclosures and public records, check out the Deep Dive Workshop at https://vargasrevolution.vipmembervault.com; this is the same place to get access to the free Subscriber Hub as well as find the dispute letter (software) creator apps. ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes Do you think it would be better to go after the Bureau's with squirt guns blazing? Or do you think it'd be better to go after them with the cannons? Well, some of you let me know in the comments that you don't understand blatant inaccuracies. And for that reason, we're going over this as well as the difference between those and factual based disputes, because you need to understand what is a squirt gun and what is a cannon when it comes to fighting the credit bureaus. Alright, so if you pause this here, go down into the description and click on the link, no opt in no email, pull it up with me and go over these examples so that you can understand exactly what I'm talking about. You can always do this later. Or you can just look at your screen or listen to me. Okay, so a blatant inaccuracy versus a factual dispute is very, very simple. Blatant is when you look at the account and without having to go date last active date, that's paid payments, that is detail, so on and so forth. You can look at that account, just say, Oh, my God, this is inaccurate, or this is a violation, this needs to be removed because of X. All right. So examples would be a different balance, right, you have capital one reported on all three bureaus, but you have what $15 On one bureau $22 On the other Bureau and zero on one, zero obviously means that it's paid. So if they report that it's paid, then why is there a $15 balance here and a $22 balance there, I can very simply say that this account was paid because x Bureau is reporting it as zero balance, and otherwise, it would actually have a balance, right. And of course, we would want to condense that with the facts be very, very simple, but I'm just explaining this so that you understand it. So each creditor should report the exact same balance, whether it's zero 15, or $22. Now, I also put an impact on here. So 10 out of 10 means that is a cannon. Okay, and so a one out of 10 would be something like open date. Okay. So just so that you understand what this impact is over here in the last column. Now pasty was kind of kind of the same, right? It's a nine out of 10 on the impact. And it follows the same structure that you want to have 1515 1520 to 2022, or 000. So if it's paid, obviously, there should be a zero if it was sold or transferred to another company, like a collector, then it should say zero. And you can use that same structure where, hey, if this is zero, even if it's unpaid, that obviously it means that it's paid. So delete that account for an accuracy right. Now, the third one is balanced on a sold account. What that means is that they no longer hold the count, but they're still reporting the balance, only the account holder or the owner should report the balance. So in the comments where it says transfer sold to another lender, or another company and other whoever, there should not be a pasty or there should not be a balance, okay, and that is definitely an eight out of 10. -~-~~-~~~-~~-~- Please watch: "Credit Sweep Dispute Letter Tactics Worksheet" https://www.youtube.com/watch?v=p5O0mA8i2Wc -~-~~-~~~-~~-~-

Comments

Popular posts from this blog

Tips for my brokers; Craigslist, Facebook, websites, advertising and more!

I work 90% with brokers, 10% with clients, and I actually prefer to work with brokers, as I have contact with only one person instead of 300 clients. So considering there are 528 of you brokers, I figured that I would post some tips and tricks for my brokers. I will break it down into sections to make it easier reading, and if you have any questions, comments or suggestions, let me know! Advertising Advertising can be a serious pain in the butt, and it is utterly necessary for a business like this one. I will give you a couple of suggestions that work for me. I am mostly just word of mouth now and do not need to advertise, as I have thousands of clients, but there are days when I do put my business out there again for new clients. Craigslist It is quite difficult to advertise with CL now, but there are tons of ways to get around being flagged or to prevent it from happening. CL is the 4th most visited site in the  world , so that right there should tell you that you need to

3 Resons why you should wait to apply for new credit

Applying for new credit before all derogatory items are deleted: My advice to my clients is always the same: wait until you're done with your credit repair or credit sweep program, but have a strategy to move forward from there. Here's a few reasons why: #1 you may be denied if you still have 1-2 items remaning and will end up with new inquiries that will drop your score #2 it may hinder the process of removing the last few items and can add 1-3 months to the timeframe #3 you may be approved with a very low limit and would have to wait 3-5 months prior to requesting an increase. In comparison, you can wait til everything has been completed and obtain a higher limit right off the bat. Here's a real-life example: I have a client would only has 4/86 negative items remaining and he wanted to move forward with his mortgage. I advised him to wait because (see #1) it would add inquiries and he may not be approved. He'd mentioned tha

How to Lower Debt to Income Ratio Without Paying a Dime (Mortgage Loan)

If you want to get approved for a higher mortgage loan amount and lower your debt to income ration without paying anything, watch this video! If you would like to get a free credit sweep consultation head to https://my740.com. You can learn how to legally and permanently remove negative items from credit reports with confidence at https://sendmeto.co/steroids. Client results playlist https://www.youtube.com/playlist?list=PLCkW-fTkIGnxOdGjZrudHSn-ygbYuWuQO Violations video 1 https://www.youtube.com/watch?v=fMOe-xaGW-0 Violations video 2 https://www.youtube.com/watch?v=woZS_VI-Pts Links: Credit repair course on steroids: https:/sendmeto.co/steroids Guaranteed Deletion Debt Validation Dispute Method: https://sendmeto.co/vod2 EvolutionLine Method Workshop: link coming soon Dispute Funnel Workshop: link coming soon All courses: https://sendmeto.co/courses Live Automation: https://sendmeto.co/auto Credit Sweep Secrets Playbook: https://sendmeto.co/getmycheatsheet Advanced Credit Sweep Ta