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9 most common credit report inaccuracies to dispute for credit sweeps


Today we're talking about the 9 most common credit report inaccuracies for credit sweeps and I'm going to show you how to use them to get deletions. You can learn more about https://vault.my740.com or schedule a call with me for a credit sweep at https://my740.com. We cover: Missing creditor name and account number Incorrect balances and collections Incorrect credit limits Collections wtih a credit limit Late payments after the account is closed Undated late payments Incorrect account types Date of last activity Date verified discrepancies Missing creditor name and account number - this is the least potent of factual errors to look for but can be used if there are no other factual errors. The credit bureaus may just correct or update it but you can contact the creditor if this happens to find out if the bureaus did their job with the investigation to begin with. Incorrect balances - this is most common with collections because the debt collectors want to inflict as much damage as possible to the consumer's credit score in order to coerce them into paying. Incorrect credit limits - banks will often not report the actual credit limit and will instead report the high balance owed as the credit limit Collections with a credit limit - this is a no-no. May inflict more damage to the credit score Late payments after closed - If the account is closed or charged-off there hsould be no delinquencies after the close date. If the account's close date is not listed on the report, you can get it from the creditor Undated late payments - look for undated late payments - there's no date, how do you know it's accurate? Incorrect account types - another common reporting mystery is when a charge-off is an "open account". It's impossible for a charge-off to be an open account. Date of last activity - time stamp of when the account was last permanently delinquent Date updated or verified discrepancies - when an item comes back as verified, don't always believe it. It's required to be updated when the account was verified and when it's not, they did not investigate 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! *I may receive compensation for external links, such as IdentityIQ

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