The UNTOLD Truth About Credit Repair (This could cost you!)

🔮 Today we're talking about the UNTOLD truth about credit repair and you definitely want to know about this! If you'd like to learn if a credit sweep would fix your credit scores, head to https://my740.com today SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: Look, I know like I'm superwoman and I wear mad hats and all that kind of stuff. And I do some really awesome stuff, but I don't have the key to fix credit instantly. Right. Just as a business owner. Right. Just for anything, any type of thing. Right. As a business owner, if I had some way to give you exactly what you're looking for, that overnight process, immediate instant fixed to bad credit, right? Remove your negative items virtually instantly. Don't you think I'd give it to you? Or do you think that I've spent eight years creating 800 videos? Proving that there's no shortcuts because I want to tell you, no, I wanna tell you what's hard. I wanna tell you that it's going to take time and energy and that you're gonna have to put just a fraction of what you put in to screwing up your credit to fix it. I would have to say that logically just logically and it's because it's true right now. Here's the deal. The reason I'm making this video is because I had a conversation with someone yesterday. I wanna share this conversation with you because I know that there's so many people in the same boat with the same thoughts and expectations, and it's gotta stop. There's no overnight process. There's no 14 day process. There's no six day process. There's no 90 day process. You have to put just a fraction of what you put into initially building it and then screwing it up and then waiting right. To be able to fix it. And that's it. Then you can move on with your life. You can move on and get those mortgages and those vehicles and all these different things that you want. But first you have to go through this. There's no going around. There's no going under. You have to go through. And when you do, you're gonna make it to the other side. And you're going to be glad that you did it the right way. Instead of trying to find all of these different shortcuts that are going to do nothing other than lead you back to where you started. But now you've wasted time. You've wasted money and you're further back than where you even started. Right? Okay. So this phone call I had with this person yesterday, so they're in a debt settlement program, whereas they called it a debt management program right now. They've been in it for however long, 12 months, 24 months. So normally about what? 24 months. Right. And obviously these things have to be paid. And just in case you didn't know the way that that works is that even though they're paid, they don't come off your credit report. Right. So this person already knew that he's gotta be important because I have to pay them. So I don't get sued. Right. And then furthermore, besides being sued, now I have all these different things, all these collections in charge offs on my credit report that obviously I can't even pay to remove because I already paid them and they're still on there. Right. So they've gotta be important. They've gotta be on there for a certain reason. So their question was, why is it going to take an average of eight months to remove these accounts? Well, Hmm. Why do you think they're still on there? If they're so inconsequential, why are they still in there? Why isn't it that you could've just paid that debt settlement or that debt management or that debt, whatever program that, that consolidation program, that it would've just come off at that time. Don't you think it would've been that simple, but no credit is something where, unless you have an agreement with them and it only happens with 2% of companies that you can't even pay to remove these things from your credit report. Right. So is it important? Hmm. I would have to say so. Is it gonna take time? Yes, I would have to say so, because if, again, as a business owner, there was a way to give my customer or my client. Exactly what they're looking for. Don't you think that I would give it to them? Yes, dude. I would give it to you.