How to Remove Collections from a Credit Report FOREVER

🔮 Tonight we're revisiting the validation of debt dispute letter method for removing collections such as medical, utility, apartment, and insurance 3rd-party collections and it includes the dispute letter process to the credit bureaus as well. You can access the 8-letter series at https://bio.my740.com - just click on "Store" and choose "VOD". Watch Be Careful with the Validation of Debt Method video at https://www.youtube.com/watch?v=Q8RXWwrpWoA&t=1s Join the GA Experiment Project notification list at https://form.nativeforms.com/QMwJmZE1jZmoXNHRWb50Db One of the EASIEST ways to remove collections from a credit report is to use the validation of debt method. It can also bring a little bit of trouble if you're not careful. *I explain it in this 6min video so make sure to watch this video to the end if you have any collections that you'd like to remove. What's so fabulous about the VOD method? I'm so glad you asked (aka I asked for you)! If you recall, one of the tactics I've taught is the PolyAngle Dispute Method, which means we're coming at the bureaus, creditors, and collectors instead of just the credit bureaus. It increases our ability to get deletions, decreases overall duration of the sweep, increases our "annoyability", and stacks our cards against "them". In this video, I'll explain the key to removing collections, the key to the debt validation method, how to use it, why it works, and what you should not be using it on (collection types). SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: Hey, what's up today. We are talking about how to remove collections and this is medical collections, utility insurance, apartment, whatever. If you have a collection, as long as it is a third party collection and not a debt buyer with like portfolio recovery or Midland or whatever, then you can try this to remove them. And you may have seen this in some of my other videos, but people are still doing this the wrong way. And so therefore that is why we are doing this today. Okay. So if you look at the board on the left hand side, we have collection process and on the right side, we have the credit bureau process. Now the difference between the two of these and you must dispute both ways. Okay? The difference between the two of these is very, very simple. The collectors you're disputing directly with them using the validation of debt method, right? We're sending in four different letters and with the bureaus, we're also sending in a couple different letters, but we're not using the same ones you see over here. There's very, very specific ones that we wanna send. And with the bureaus, we're writing factual as well as placing the, uh, burden of proof directly on them. Right now, if you just go check and look up Cushman versus TransUnion from 1997, you're gonna see something very, very, very, very important. It says that the bureaus can't just push the burner proof off on you or the collector. They actually have to go beyond the original source of in information, the data furniture, the collector to ensure the accuracy of the dispute, right of your actual information. So in other words, when it comes back and it says verified is accurate, and you say, uh, no, that's not correct. They have to actually reinvestigate. Okay. So let's take a look at this. So your very first dispute is going to be very, very simple. And I do have four letters. There's actually eight four here, and four here. You can access them down in the description as well as a bunch of other resources, but specifically talking about the validation of debt, right? So letter one is a validation of debt request, right? I need for you to validate this debt. And let me just make a point here. If you check out this video, you're going to see is actually my very first video that just took off. I let you know, Hey, you need to be careful with this process because there's very specific. Like I mentioned, people that you do not want to dispute with, and there's very specific circumstances. If it's within the statute of limitations, you need to be careful. Now, before you get your panties all in a bunch, if you don't listen to me, you can be putting yourself in legal jeopardy.