How to Remove Student Loans from a Credit Report Permanently

🔮 Replay: I'm seeing way too many people sending out the wrong dispute letters to remove or correct student loans, which is why I'm breaking down my Student Loan Mini-Course (paid product in my store) so that you can write dispute letters to the credit bureaus that GET RESULTS. If you would like to access the course yourself it can be accessed at https://vargasrevolution.vipmembervault.com/products/courses/view/1069767 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes: All right. So if you have student loans, and this is probably the video that you want to watch, because I've gotten so many requests about student loans lately, and getting rid of them from a credit report. So that is why we're going over this entire mini course. And yes, not just the parts of it, but the actual entire course. Okay, so that is what I'm giving you tonight, we're going over this, and it starts now. So here's the deal. Student loans can literally be the difference between getting a mortgage credit card vehicle, blah, blah, blah, and having to settle for waning and wanting right. And what's worse is that you're usually dealing with federal student loans, right? We have US Department of Education, we have Sallie Mae, we have no net Navient. All those and they are extremely difficult. And guess what, they are even more difficult than private loans and regular charge offs. And this normally means waiting longer. And a lot of consumers don't even get the right like seriously, if you don't do it the right way, the you're most definitely not going anywhere. So in this mini course, we're going to cover how to correct the late payments on the student loans to update that account to reflect zero late payments. Yep, you heard me update it. Like it's frickin magic, how to remove the entire student loan account by disputing the late payment history. The reason why student loan accounts virtually always report late payments beginning at 90 days. And why this is something you can dispute are also going over an example Student Loan Account dispute reasons for updating and for removing how to handle student loan collections. As I've already mentioned, US Department of Education, and what to do when the Bureau's verify the account is accurate. And this part is very, very, very, very, very, very, very important. All right. So let's get to it. So I'm going to go to the next page. And before we get started, you can look at the top of your screen for a link, if you want me to do this for you. Because yes, there's a ton involved in this. And again, if you don't do it the right way, you're not going to get them removed. Okay, so you very simply go to my seven forty.com There's a bunch of other links down in description, but we're going to talk about this right now. Because the first thing I want you to do is smash that like and let me know as well as Google to let other people know that you liked this video so that it can grow and go and everyone else can see it. Okay, so anyways, let's get to this, this part is a little bit of a flashcard type scenario. Okay, so we're going to use these cards to learn how to determine whether to update or remove the account. Okay, so here's the scenario, that count is paid in is older than all other accounts, this is what we're gonna do, we're gonna leave the account why you do not want to change scorecards. If you don't know what that is, I might have another video about it. And if not, I'll make one. And you also do not want to change the total length of credit history as well as your average length, right. So to leave this account and try to clean it up dispute the oldest late payment that you can see in an attempt to get them to remove the late payment history for failure to legally verify. Right, so number two, which account is unpaid, and the oldest account on the credit file. So this is what we're going to do because the account is unpaid. Normally, you would remove it. However, because it's the oldest account on the credit file, you will need to decide if removing it will jeopardize the credit score by removing it. Okay, if you decide to dispute it for removal, my recommendation would be again to go after the late payment history, you can do this by attacking the first date of delinquency. Now, as I mentioned, they normally do 90 day late payments.