My Dispute Letter Secret for Credit Sweeps

🔮 Today we're going over my dispute letter secret for credit sweeps and you'll learn how to write your dispute letter for maximum results every single time! If you would like to check out the mini student loan course, head to https://vargasrevolution.vipmembervault.com/products/courses/view/1069767. You can also schedule a call with me for a free consultation at https://my740.com, or check out the Live Letter Automation App at https://liveletter.ask-kristin.com SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: In today's video, we are going over the dispute reason formula that I use for every single claim on every single letter for every single type of negative item. You can literally use this to remove collections. Foreclosures, charge offs, repossessions, bankruptcies, judgments, it's all the same. The reason that we use a formula is because you're very simply plugging in the information that you're taking directly from the credit report. Now, while a Jarrow might not even look like an English word, I promise you that it is and I'm going to show you exactly how to use it. So make sure that you stay to the end so that you can learn how to use this formula to remove virtually any negative item from a credit report. Alright, so here's the deal. No one ever said that getting a mortgage or a car, or even a $15,000 loan would be easy if you have negative accounts, right? Oh, wait, they did. But they were lying. Here's the real, tried, tested and true method for creating dispute reasons that get results virtually every single time. All right, so first of all, we're gonna go over the formula breakdown, as well as formula examples. And, as I mentioned, I'm gonna show you how to apply this formula to literally any account on your credit report. All right, so on the left hand side, you actually see my handwritten notes. What I put together before I actually did this, this presentation, so a Jarrow, if you can remember a simple acronym. You can write the perfect series. Alright, I spelled acronym incorrectly. And that was an accident. So forgive me. Alright, so here's what you need to remember. It is not the letter that gets the result. Alright. So before we go any further, remember, it is not the letter that removes negative accounts. It's the reason you're giving the credit bureaus. And here's an example look right below that creditor name, account number, boom, reason, right? Reason, okay? So always remember that. So here's the formula, we have the action, the justifier, the element, the reason, and optionally, if you're just putting something like a late payment, you're also going to have an outcome, right? So let's just look at these real quick. So action would be something like delete, correct, update or remove. A justifier is where you're like, hey, blah, blah, blah, because blah, blah, blah, just use the word because okay, you are justifying why you want X, Y, or Z, the element that was really easy. The last active date last paid DLs reported balance past due late payments. All right, the reason, because it's inaccurate, it seemed correct. It wasn't late, paid on time and consistent. It should say zero, blah, blah, blah, whatever you want to put in there, that is the reason. And then the outcome. Like I said, the outcome is optional, you do not need to add this in. Okay? I'm saying this because the longer your dispute reason, The more words you put in that letter, the less likely it is that you're going to get your deletion, your correction, your whatever. Alright, so don't add it in if you do not need to. This would be like, for late payment update to payment on time. So that is why it's called a jer row, action justifier element, reason, outcome. Okay, if you can remember that, you can get results with virtually any negative item on a credit report if you have these accounts that you want to remove. And it's not even want to remove an account, if you want to increase your credit score so that you can go get that mortgage that just right now seems like a dream, that car that you know, you just can't afford that apartment because you want to move out of mom and dad's house, then this is the thing that you need to be doing, and practicing and learning so that you can get there, right, we need to have the right vehicle that's got the right tires