Credit Sweep Secrets - How To Beat The Credit Bureaus Every Time

🔮 Today we're talking about how to beat the credit bureaus every time with these credit sweep secrets! We're digging inside the dispute letter process and you may not like what I have to say, but it needs to be said to save you from making mistakes. If you'd like to see if a credit sweep would be a good fit, head over to https://my740.com and schedule a call to see if I can help. SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: Today I'm going to explain to you why so many consumers, millions of consumers do not get results when they send in their disputes. And guess what? It's not because they're using the wrong dispute. Reason? No, it might be because they're sending in the wrong dispute reason, but it actually has to do with mindset. You see, I had a conversation today with a very nice young lady. And I'm going to share part of that conversation with you and explain that the mindset that you need to have is the most important thing, especially right now, you post pandemic disputes. Now, why do I say that? Why is it different now than it ever was before? Well, the Bureau's are getting 1.5 million disputes per month per Bureau versus the 150 to 180,000 disputes they were getting before. So guess what, they're going to stall, you scare you ignore you and get rid of you as fast as cheaply as possible. And they're doing this because their job is to keep this information on your credit report, keep you subprime make enough money off of your information before you actually go and either hire a company that's going to do the right thing, or before you figure it out yourself. You see, they sell your information, your data, my data, his data, her data, right, and the creditors pay more money for lower scores, because they can charge higher interest, their job is to keep us all subprime. Right. And obviously, our job is to get higher scores, and you know, nice, pretty reports, but you're not going to get there if you don't understand these things. So yes, is there a conflict of interest? Absolutely. The same people who investigate for removals are the same people who obviously profit off of our subprime information, okay. So that is the first thing that you want to understand the Bureau's are not there to help you, they're there to get money off of you to make money off of you. And they're there to stall you scare you. And like I said, make you go away as fast as possible. And you, you, my friend need to be that person standing at that door knocking, knocking, knocking until they open it and you better not go away. So let's get over into this, I'm gonna share part of the conversation that I had with this nice young woman. And we're gonna get right to that, let's get over into this part of the conversation. And I'm going to blow your mind the same way that she blew mine. So here's the deal. On the left hand side, we have the Bureau's on the right hand side, we have you the consumer. Now, what we're going to talk about is very, very, very simple. And it goes with the fact that if you don't have the right mindset, you're not going to get your results because you're going to give up when they don't respond to you, when they don't market as disputed when they don't pay attention to your CFPB complaints. What do you do? What do you do? Do you just throw your hands up in defeat and wait seven years like they want you to? The answer to that is no. And I'm going to explain what you need to do instead. But let's get started. So this person is an actual victim of identity theft. Now, if you look at Section 605 B of the FCRA, it specifically states that the Bureau's are required to given an actual identity theft report, remove your negative identity within four business days. Do they do that? Now? If you've ever disputed that way, you already know, no, they no longer do back in 2013? Yes, they did. 2015. Yes, they did. 2018. Yes, they did. 2019. Now, absolutely not. You are going to spend two years proving that you, my friend are a victim of identity theft. Now, why is that? Well, this is a go along with the fact that they're getting 1.5 million disputes that they just can't handle. Yes, but more importantly, millions of consumers utilize this method when they were not supposed to.