Remove EVERY Charge-Off Using this FCRA Violation From a Credit Report

Today we're talking about how to remove charge offs in the other items from a credit report. if you would like to get a free credit sweep consultation head to https://my740.com and I will see if I can help. This can be used for removng charge offs and if you want to learn how to remove closed accounts from a credit report. Join this channel to get access to perks: https://www.youtube.com/channel/UCG_gSTE_8amNdUBlxJRmVHQ/join Check out the store: https://www.youtube.com/c/AskKristin/store 🔮SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: If you are doing credit repair the wrong way, you should give yourself 24 months, the wrong way, if you are doing it the right way, you should give yourself somewhere between six months to a year, when you are specifically trying to remove charges from your credit report, I will tell you that the key to removing them is going to be wait for it. Notice of dispute. Now how does that work? Well, it's the same way as the validation of debt works, right? Except for we're not disputing directly with the creditor. We are disputing with the Bureau's and we actually go and look at the credit report. Okay, so we are going to go and we're going to dispute let's just say I don't know, date last paid, okay. DLs, we paid to date last pay reports, as you know, this, this and this delete this account for an accuracy, you send it out in the mail, pull a new credit report on the 31st day after they received the dispute and you're like, hey, that account is still there. That's number one. And number two, the notice of dispute was not entered by the 31st day after they received it. So 30 days after, you know they started the investigation. And now because that notice the dispute is not in the comments. It's a violation pursuant to section 623 of the FCRA, which states that the notice of dispute is required to be there by that 30th day. So they had that entire period of time to enter that notice and because they didn't know it's a violation. So you are going to send out a new dispute letter. Okay, this is one of the reasons why if you're using this method, you want to send it out certified. Okay, so you are gonna send a new dispute, letting them know that on X date, you sent this letter to them, it was received on X date by them, and that the notice of dispute was not entered by whatever that new date is. And because of this, they're in violation of FCRA 623. And they have to remove the account. Now if they don't, that's where the violation again comes in. Now you have something to prove when it comes to going to the CFPB the Consumer Financial Protection Bureau. Alright, so is it possible to use violations to get removals? Yes. Is it possible to get deletions without sending us certified mail? Yes. Is it possible to get deletions by faxing? Yes. Is it possible to get deletions by just sending out the same letter that everybody else is sending? No. Is it possible to get deletions by disputing online? Yes, but they're going to be reinserted. So, you need other things that you need to take into consideration when you're choosing a you know a method for disputing. Okay, and again, if you want to see if I can personally do it for you. My seven forty.com is the link