41 Credit Dispute Challenges & FCRA Violations

Today we're going over 41 different credit dispute challenges and FCRA violations that you can use to remove accounts quickly from your credit report! If you'd like to schedule a free consultation head over to https://my740.com for a credit sweep and I will see if I can help you. Here are the resources referenced in today's video: How to Delete a Verified Account https://youtu.be/-MKU4EUeS5g Use This 6 Part Dispute Letter Checklist to Remove ANY Negative Account on a Credit Report https://youtu.be/UnffvGypf7Y What to Do If The Credit Bureaus Will Not Reinvestigate [New FAQ Series] https://youtu.be/awzC0mqW4fo Top 4 Dispute Letter Strategies to Avoid Reinserted Accounts | Credit Sweep Tactics https://youtu.be/TbFJSdWAJG0 This 5-Part Dispute Formula Generated Over 20k Deletions & Corrections in 2020 https://youtu.be/UJMHNRbKjQw Use These 2 Formulas to Remove Virtually ANY Negative Account From a Credit Report https://youtu.be/z7eIF9O9NnQ Advanced Pyramid Method Dissection for Credit Sweeps | Dispute Reason Flow https://youtu.be/-qT-mJ3lmd4 Today we're going over 41 challenges and violations of the FCRA. And I'm also giving you 19 different elements that you can use to remove any negative item from your credit report. And I am going to be sharing my screen. And I just need a couple of seconds just to change some settings because we are live. And when I am live, I do turn us up, turn off my chat and I have to add some tags. So just give me one second to do that, and then we will be on our way. Alright, so if you have collections, charge offs, repossessions, foreclosures, bankruptcies, judgments, tax liens, I don't care what you have, if you don't know how to remove them, they are not going to come off. And if they don't come off, then they're going to be on there for a full seven years. And I don't want that to happen to you. All right. So very first thing that I want you to do is to smash that like, because I'm going to show you a bunch of different things that you can use to get these things off your credit report, it's actually going to be very, very simple. And I am going to kind of jump through because I actually created this and it has a ton of different stuff on it. And we're gonna go over everything. So I am done with my settings. So just give me two seconds to go back to the actual stream. And we are going to get going alright, so sharing my screen with you. And here we go. 41 challenges and violations of the FCRA. Okay, so you shouldn't be doing anything other than factually disputing and I'm going to give you a bunch of different things that you can use to factually dispute to get these things off your credit report. Why? Well, because vague general disputes can get results but but what they normally are added back to your credit report quickly. And when they do that. Now, you're gonna have a significantly more difficult time to remove these. And guess what, it's already harder, okay, like now is more difficult than it was prior to the pandemic. And if you're not doing it the right way, these things are just not going to come off. So listen to the words that are coming out of my mouth because men lie women Line Numbers don't lie. And over the last four years, I have 50,000 deletions. Alright, speaking of which, if you need help fixing your credit, head over to my seven forty.com schedule a call with me and I will see if I can help. Another thing that you don't want to do is question the existence of an account. Just because you're not asking the Bureau's for anything, we are telling them hey, remove this because of this or that because of these factual, you know errors, because he these inaccuracies because of these violations. Alright, so when you are constructing your actual dispute letters to the credit bureaus, remember that you want to keep it simple, straight to the point and factual. Don't ask them to do anything. Tell them to do it. All right. So again, we're jumping through because I have so many things that I need to show you. So here we go checking for inaccuracies. Is the account number correct? Is the date that the account was established? Correct? Is the high balance correct? Is the credit limit Correct? Is are the terms Correct? Frequency of payments? Reporting accurately? Status? Correct? Balance? Correct? past due? Correct? These are the things that you want to be looking for another bunch of them is going to be should there be past due balance? If it's a collection? No. is the date of last payment? Correct? Is the payment amount Correct? .