How to remove inquiries from your credit report for free

Today we're talking about how to remove inquiries from your credit report 4 free using a very simple process. Check out the full "how to remove inquiries from a credit report" workshop at https://sendmeto.co/inquiries. Always remember that everything listed on your credit report must have a reason for being there and must be accurate and complete. We are going after the credit bureau's for failure to remove ingredients that have no permissible purpose Join this channel to get access to perks: https://www.youtube.com/channel/UCG_gSTE_8amNdUBlxJRmVHQ/join 🔮SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! video notes: Good morning, we are talking about how to remove inquiries from your credit report 100%. Free and there's this beautiful thing called the FCRA. And so, yes, that's exactly what we're talking about today how to remove inquiries from your credit report for free. This is something that so many people get caught up in not knowing how to remove these inquiries from their credit report, either by disputing with the Bureau's or with the data furnishers. And so that is exactly why we are talking about it today. Now, because I'm live, I do have a couple of settings that I have to go fix, but it's going to be quick in I have a very, very simple letter that I send out to the credit bureaus. Now I will let you know that there's two things that you need to do okay, you need to be disputing with not just the Bureau's but also with the data furnishers. Okay, we do not have time to talk about how to do it with data furnishers today, but I am going to explain and read this letter to you. Okay. And if you purchased my editable dispute library, then you already have this letter, it is the unauthorized inquiry dispute letter A. Alright, so we are almost done, we're going to jump right into it. But first of all, I hope you are having a great day. I wanted to do this before I got to work while I'm at work. But before I started my day, before I started my calls before I started my client files, I wanted to share a little bit of information about this with you so that you know how to attack the credit bureaus for removing these things. Now, it's not as simple as just sending a letter that says, Oh, these don't belong on my credit report. No, no, no, there's something very, very specific that you need to be saying. And this is something that I want for you to remember, permissible purpo se, permissible purpose, these inquiries have to have a permissible purpose. And if they are not attached to an account, if you did not get a firm offer of credit, if it has nothing to do with insurance or a court order or employment, it does not belong on your credit report. Okay, so and I did just throw the link up, if you need help fixing your credit, and you don't want to do it yourself, because yes, there is a lot that goes into it, then use the link on the screen schedule, call me and I'll see if I can help but we're gonna go over this super simple letter, okay, we're gonna start at the top of it, it's very, very simple, you are going to put your name, your date of birth, your social, obviously, whatever Bureau you are sending this to. And I put something very simple, I just put re inquiries. Now this says the FCRA sees that the only permissible purpose for pulling someone's credit report is from offer of credit, just as I mentioned, insurance, court order or employment and I literally have them listed like this, like a super simple letter, firm offer of credit insurance poor or or employment outside of that these inquiries do not belong on your credit report. And yes, it can be as simple as writing and sending this super, super, super simple letter. Okay. Now, the rest of it. I recently pulled a copy of my credit report, and I noticed inquiries that I did not authorize and do not fit A, B, C or D above. All right. And then you were very simply going to list your inquiries, right? So the data furnishers name, so creditor, one date, creditor to date, creditor, three, dt, so on and so forth. Yes, you can put them all on there normally, normally, I tell you not to put more than 10 accounts per letter. But when it comes to your inquiries, that does not apply. Alright, that does not apply, please remove these inquiries from my credit report as they were not authorized. Yes, there are multiple letters that you can send out for your inquiries.