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41 FCRA Violations & Challenges for SUPER Fast Credit Report Deletions


(edited from live). Today we're going over how to use these 41 fcra violations & challenges to get super fast credit report deletions. You can find the full presentation https://view.genial.ly/60a0b59f8771eb0d4df2deba and if you'd like to get a free consultation for a credit sweep head to https://my740.com. Other resources below: Validation of debt dispute letter series: https://sendmeto.co/vod The Ultimate Financial Planner: https://sendmeto.co/planners Get my BIGGEST secrets: https://getmysecrets.ask-kristin.com Join this channel to get access to perks: https://www.youtube.com/channel/UCG_gSTE_8amNdUBlxJRmVHQ/join Check out the store: https://www.youtube.com/c/AskKristin/store 🔮SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: What's up? What's up? What's up 41 challenges and violations of the FCRA. And I'm also giving you 19 different elements that you can use to remove any negative item from your credit report and I'm sharing my screen with you. And here we go. 41 challenges and violations of the FCRA. Okay, so you shouldn't be doing anything other than factually disputing and I'm going to give you a bunch of different things that you can use to factually dispute to get these things off your credit report. Why? Well, because vague general disputes can get results, but But what they normally are added back to your credit report quickly. And when we do that, now, you're gonna have a significantly more difficult time to remove these. And guess what, it's already harder, okay, like now is more difficult than it was prior to the pandemic. And if you're not doing it the right way, these things are just not going to come off. So listen to the words that are coming out of my mouth because men lie, women lie numbers don't lie. And over the last four years, I have 50,000 deletions. Alright, speaking of which, if you need help fixing your credit, head over to my seven forty.com schedule a call with me and I will see if I can help. Another thing that you don't want to do is question the existence of an account. Just because you're not asking the Bureau's for anything, we are telling them hey, remove this because of this or that because these factual you know errors because he these inaccuracies because of these violations. Alright, so when you are constructing your actual dispute letters to the credit bureaus, remember that you want to keep it simple, straight to the point and factual. Don't ask them to do anything. Tell them to do it. All right. So again, we're jumping through because I have so many things that I need to show you. So here we go checking for inaccuracies. Is the account number correct? Is the date that the account was established? Correct? Is the high balance correct? Is the credit limit Correct? Is are the terms Correct? Frequency of payments? Reporting accurately? Status? Correct? Balance? Correct? past due? Correct? These are the things that you want to be looking for another bunch of them is going to be should there be past due balance? If it's a collection? No. is the date of last payment? Correct? Is the payment amount Correct? First delinquency or data first delinquency or date of last activity? Isn't reflecting as a charge of incorrectly? Is the charge off amount incorrect? Is the date closed? Correct? type of account correct responsibility section correct, such as individual or such as authorized user, right? You should be looking at every single part of these so that you can determine whether you have inaccuracies, or even whether you have violations, and we have to what's the last one

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