Skip to main content

Use this MAGIC Formula to Dispute ANY Account on a Credit Report (Beginn...


Today we're going over how to use this MAGIC dispute reason formula to dispute any negative account on a credit report to the credit bureaus and you can get access to use this training PDF yourself at https://app.thinkio.it/lessons/i9vQ9hQo. AJERO Formula Training (free access) https://app.thinkio.it/lessons/i9vQ9hQo How to Write the Perfect Dispute Letter to Credit Bureaus - for Beginners https://youtu.be/UnsTbsjaw8I https://vargasrevolution.vipmembervault.com/products/courses/view/1100895/?action=signup 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Did you know that section 609 has absolutely nothing to do with physical contracts and signatures, and what signatures and all that mumbo jumbo and everything to do with the ability by law to request your consumer disclosure? And guess what? That just means that you can get a copy of your credit report. Well, in case you didn't know that, then this video is for you because tonight we're going to break down the AJERO formula and this is the formula that allowed me in 2020 alone to get over 20k deletions, and we're going to break that down right now. But what I want for you to do is pause this video, go down to the description, click on the link, and pull this up with me so that you can plug in your own information. Alright, so here we go. We're going to mark up the screen and I'm going to show you exactly what we're looking for. We have that action. We're taking that action, which is something like update. Correct. Remove. And that's right down here. Let me just mark this up so you can see what I'm talking about. Leet. Correct update remove and now we need to tell them what it is that we are requesting, right? This account, this inquiry address, personal information, public record. Justify is the word because you don't want to just tell them what you want. You to tell them why that is the entire premise behind factual-based disputes. Okay. Now, let's just pause right there because I had a comment or two or three or ten this week. Where was like, well, hey, you're basically doing their job for them. Well, honey, that is the entire point of factual disputes. We're not just reaching into a hat and pulling out something ambiguous and that has nothing to do with anything. Like using section 609. We're taking the evidence, same as a lawyer, will use evidence in court to persuade the jury and the judge to go in their Direction regardless of, whether it's the truth or not, right? That is what we're doing, use the word because now we have to tell them the element what it is that were disputing the date last active the date last paid Notice a dispute date last reported balance high balance late payment payment history. The balance high balance past due limit first date of delinquency, opened date type term. So on, and so forth. Now, we need to tell them that because it is inaccurate it, it's wrong. It's missing, incorrect incomplete. And then we have a filler and reports as that's very simply so that you can lead into your facts, right? So, Reasons we want to tell them in this example that I came up with that. There are three different late payments on the bureau's. Right Experian shows 1/112021 Equifax shows 2/2/ 2021 and Transunion shows 3/3/ 2021. Now let's pause right there because another comment this week was like well, hey the bureau's don't care, what the other bureaus are reporting and guess what? My friend. Yes, you are Totally, and absolutely correct, but here is Deal. This means either A, none of them correct, right. Not Equifax and Experian, and Transunion or that, B, One of them is correct. And the other two are incorrect or we don't know, right? But what they do care about is that when what they should care about because you can sue otherwise if they don't correct it and whatnot is that they are reporting accurate information. Here's another thing that you should consider. Metro 2 right? Metro 2, says, delete or correct If it's inaccurate, it doesn't say unverified. It doesn't say incomplete. It doesn't say missing. It doesn't say any of that stuff. It says inaccurate, inaccurate, inaccurate, inaccurate. So, with factual based disputes and with the AJERO formula, we are specifically explaining why an account is inaccurate. And we are requesting deletion of this inaccurate and negative information.

Comments

Popular posts from this blog

Tips for my brokers; Craigslist, Facebook, websites, advertising and more!

I work 90% with brokers, 10% with clients, and I actually prefer to work with brokers, as I have contact with only one person instead of 300 clients. So considering there are 528 of you brokers, I figured that I would post some tips and tricks for my brokers. I will break it down into sections to make it easier reading, and if you have any questions, comments or suggestions, let me know! Advertising Advertising can be a serious pain in the butt, and it is utterly necessary for a business like this one. I will give you a couple of suggestions that work for me. I am mostly just word of mouth now and do not need to advertise, as I have thousands of clients, but there are days when I do put my business out there again for new clients. Craigslist It is quite difficult to advertise with CL now, but there are tons of ways to get around being flagged or to prevent it from happening. CL is the 4th most visited site in the  world , so that right there should tell you that you need to

3 Resons why you should wait to apply for new credit

Applying for new credit before all derogatory items are deleted: My advice to my clients is always the same: wait until you're done with your credit repair or credit sweep program, but have a strategy to move forward from there. Here's a few reasons why: #1 you may be denied if you still have 1-2 items remaning and will end up with new inquiries that will drop your score #2 it may hinder the process of removing the last few items and can add 1-3 months to the timeframe #3 you may be approved with a very low limit and would have to wait 3-5 months prior to requesting an increase. In comparison, you can wait til everything has been completed and obtain a higher limit right off the bat. Here's a real-life example: I have a client would only has 4/86 negative items remaining and he wanted to move forward with his mortgage. I advised him to wait because (see #1) it would add inquiries and he may not be approved. He'd mentioned tha

How to Lower Debt to Income Ratio Without Paying a Dime (Mortgage Loan)

If you want to get approved for a higher mortgage loan amount and lower your debt to income ration without paying anything, watch this video! If you would like to get a free credit sweep consultation head to https://my740.com. You can learn how to legally and permanently remove negative items from credit reports with confidence at https://sendmeto.co/steroids. Client results playlist https://www.youtube.com/playlist?list=PLCkW-fTkIGnxOdGjZrudHSn-ygbYuWuQO Violations video 1 https://www.youtube.com/watch?v=fMOe-xaGW-0 Violations video 2 https://www.youtube.com/watch?v=woZS_VI-Pts Links: Credit repair course on steroids: https:/sendmeto.co/steroids Guaranteed Deletion Debt Validation Dispute Method: https://sendmeto.co/vod2 EvolutionLine Method Workshop: link coming soon Dispute Funnel Workshop: link coming soon All courses: https://sendmeto.co/courses Live Automation: https://sendmeto.co/auto Credit Sweep Secrets Playbook: https://sendmeto.co/getmycheatsheet Advanced Credit Sweep Ta