How to Write the Perfect Dispute Letter to Credit Bureaus - for Beginners

Access the "Write the Perfect Dispute Letter - for Beginners" yourself for free at https://app.thinkio.it/lessons/oAqG9Cr9 and follow along with me as we break down how to write the perfect letter that gets results every time! You can use this to dispute collections, charge-offs, bankruptcies, late payments, inquiries, ANYTHING. If you already know how to dispute, this workshop is not for you. BUT if you are getting stuck with how to write letters that get results, how to write the credit bureaus, how to dispute after round 1, how to write a dispute reason, then THIS IS FOR YOU. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Video notes: Welcome to the perfect dispute letter Creator Workshop. This is for beginners. This is not for advanced users. So if you already know exactly what to say and to whom then this is not for you. But if you are stuck and you don't know how to write the best letter to get maximum results than this Workshop is for you. All right, we're going to go over the checklist exactly how to break down your accounts and you can actually go down into the description. Pause this video right now. Go pull this up and do this with me, but using your own information from your own credit Report. All right. So first we're going to go over the dispute reason Creator. All right. Now remember, it is not the dispute letter. The text, at the top of your letter, that removes that count. It is the actual dispute reason, and that's why it's imperative that you break this down the right way. All right, so we're going to go and look at our example account. So this is how, you know, what information needs to come off. Your credit report. We have our creditor name that is capital one 517805. The part of the account we're disputing is date Last active, so that's the element and the reason it is inaccurate is because Experian reports this date, Equifax reports that date and TransUnion report that date. And obviously I want this account, remove. So we're going to assume that this is a charge off or really just say it's a charge off. Alright, so now, when we put this all together, this is how, you know, exactly how to do this, using the AJERO formula. All right. So we have Capital, One 517805. Delete. That's the outcome. I want this deleted for in accuracy because is the justifier the date of last activity. That is the element shows three entirely different dates and three different years. That's the reason right now. Experian reports date, Equifax date, and Transunion date. So here are my facts. Okay. I'm not just telling them what I want them to do. I'm giving them exact reason, why using the information off the credit report. Now, this is where it is. Your turn, take the Creditor name. Account number. So let's say that. I'm writing another one. We're going to do discover. Account number is 6011. Let's just say 0, which part of the account are you disputing? I am going to say that it is the date last reported. Why is this an accurate? Well, to break this down for you. The reason why it is inaccurate is because I have already disputed, it was already disputed and you said that it was verified. However, you did not change the date Last reported to be the date that you verified this account and therefore, you did not investigate it in the account needs to be removed. Okay. So what outcome are you seeking?