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Do I Have to Pay Back Deleted and Charged-off Accounts on a Credit Report?


Today we're talking about whether you need to pay back deleted accounts and charged-off accounts on a credit report and this is really important because ignorance of the law is not a legal defense in court. The easiest way to remember this is if the debt was not paid by you or cancelled by the furnisher, you owe the debt. Regardless of whether the account still reports on your credit report, the debt still exists. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Video notes: We are talking about something and setting the record straight. If an account was not paid by you, there should be a balance. You see, I'm seeing so many places, so many courses, so many gurus, so many, everybody everywhere, giving bad advice and false information. You see it's much easier for me and much better for me as a business owner. If I'm trying to get into your pocket, if I tell you, the things that you want to hear because As a sales person. If I were a salesperson, I would know what you want to hear, you want to hear that. When an account is deleted from your credit report. You don't have to pay it. You want to hear when an account says charged off or written off that you don't have to pay because it was charged off or written off. And the truth is if there was a balance and you did not pay you owe it if the debt was not cancelled you owe it. If it was deleted from your credit report. You didn't pay you owe it if it didn't pay the debt. Each then. Guess what? Honey, you do it. Okay. So you see my job isn't to tell you the things that you want to hear. I know exactly what it is. That you want to hear. My job is to help you and educate you and guide you to get you to the, you know, highest credit score and all that kind of stuff, right? So you have questions about this, post it down in the comments.

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