Queen of Credit

Today we're covering the 6 most frequently used incorrect dispute reasons, pooled from a seminar I did yesterday here in Las Vegas. If you'd like to join the waitlist for the brand new Google Sheets tool called Live Letter, head over to https://pages.viral-loops.com/Live-Letter-Waitlist-ZkhBOhEb and join the free fb group to enter for a chance to win a free copy (1 of 3). You can also schedule a call with me for a credit sweep at https://my740.com Referenced videos: Portfolio Recovery: https://www.youtube.com/c/ExpertCreditSweeps/search?query=portfolio%20 Here are the 6 most frequently used incorrect dispute reasons: 1. I have no contract with you 2. charge-off should have no balance 3. collection has the wrong open date 4. not mine 5. account in litigation 6. delete for double jeopardy 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my v...

Today we're talking about why you should neverdispute online and the consequences of giving up your rights when you do. If you would like to join the waitlist for the google sheets tool, Live Letter, head to https://pages.viral-loops.com/Live-Letter-Waitlist-ZkhBOhEb or if you would like to see if I can do aa credit sweep for you head to https://my740.com Video notes: If you're even considering doing your disputes online, instead of sending them regular mail, then this is the video that you want to watch, because I might just save you from not getting results. Okay, so if you've ever disputed online, then you already know just how difficult it is to get permanent results. Because just think about this. Now most people don't know that you're giving up your rights under Section 623. And section 611. And those are kind of important. They're the ones that say, Hey, I agree not to sue you, Hey, I'm okay. When it comes back, and you say that it's verified, a...

Live Letter App - tutorial 2, mobile version. Yes, I know the audio mix was weird on the earlier version, so I apologize! If you'd like to join the waitlist for early access to the brand new credit repair dispute letter automation app, head to https://pages.viral-loops.com/Live-Letter-Waitlist-ZkhBOhEb and get your discount, access to the free FB group (tomorrow), and a chance to win 1 of 3 free copies with all upgrades included! 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Video note...

If you write dispute letters for either yourself or your clients, and this is a video that you want to watch, because today we are demoing the brand new Google Sheets tool called Live letter. You can find the waitlist at https://pages.viral-loops.com/Live-Letter-Waitlist-ZkhBOhEb and you can find the link to schedule a free call with me for a credit sweep at https://my740.com Now this is going to launch in about two to three days. So use the link in the description to join the waitlist so that you can get a discount. Now, just so you know, if you don't join the waitlist, that's fine, you can still get access to this, you're just not going to get the discount. So anywho. Back to this, we've already added in a client, his name is Bob Dole, and I've chosen to dispute all three bureaus right here, Experian, Equifax, and TransUnion. Now when we go back to the Options page, this is where you're going to choose the letter that you want to create, as well as that co...

Today we're covering 3 different account types that you do not want to dispute on a credit report and I'm explaining why you should consider this. If you would like to learn what CAN be diputed, head over to https://vault.my740.com or if you would like to see if I can help you with a credit sweep head over to https://my740.com. Video notes: Did you know that there's three different things that should not be disputed on your credit report? So if you're wondering, just like the 100 other people who asked this question every single day of me, what can be removed? Or can this account specifically be removed? And this is a video that you want to watch? Because those three things are very, very important. All right. So we're starting with number three. And that's going to be anything having to do with criminal court listed under your public records section. Now, it doesn't matter if this is for a bond or bail or central collections. If it has to do with the justi...

Today, I'm going to be your translator so that you can understand exactly what your credit repair company is really saying when they lie to you. Watch this video to learn the truth. You can also find out how to do this yourself for free with a factual credit sweep by going to https://vault.my740.com OR schedule a call with me today at https://my740.com. Video notes: If your credit repair company (or the person or individual) who was fixing your credit says, “we only dispute a couple accounts at one time, so that it doesn't come back as frivolous”, what they're really doing is dragging you along, month after month, year after year to keep you paying as long as possible. I've been doing this for 10 years, over the past 10 years, 100% of my clients have had 100% of their disputes go out on 100% of their rounds, has it ever come back as frivolous? No. So when they're telling you that they can only do a couple accounts at a time, they are straight up lying to you. Oka...

Today we're talking about all of the reasons that you can actually dispute a negative account on a credit report factually. If you’d like to learn about factual disputes, you can find a ton of free info at https://hub.my740.com or schedule a call with me for a credit sweep at https://my740.com . Video notes: Without finding violations in this number three, you have 17 reasons to dispute on every single account. Within those 17 reasons, there's another five specific things violations and accuracies that you can actually use, such as on collections and close that council past the woman repayments and transferred accounts, okay, which we're going to look at in a second. So I don't want for you to get stuck. You can go to my website and print out the hierarchy, which is basically going to be this information, but any printable format, okay, so, expertcreditsweeps.com/hierarchy. All right. Another one is expertcreditsweeps.com/dispute-reasons, use them both together whe...

Today we're talking about the 9 most common credit report inaccuracies for credit sweeps and I'm going to show you how to use them to get deletions. You can learn more about https://vault.my740.com or schedule a call with me for a credit sweep at https://my740.com. We cover: Missing creditor name and account number Incorrect balances and collections Incorrect credit limits Collections wtih a credit limit Late payments after the account is closed Undated late payments Incorrect account types Date of last activity Date verified discrepancies Missing creditor name and account number - this is the least potent of factual errors to look for but can be used if there are no other factual errors. The credit bureaus may just correct or update it but you can contact the creditor if this happens to find out if the bureaus did their job with the investigation to begin with. Incorrect balances - this is most common with collections because the debt collectors want to inflict ...

Today we're breaking down FCRA sections 623 and 611 and going over what it means and how to use them to get deletions with credit repair and credit sweeps. If you would like to learn more about how to fix your credit, head over to https://vault.my740.com and check it out. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ FREE PODCAST For everything 'credit', check out the free podcast at https://racket.com/askkristin and my previously-live mini creditcasts at https://mysoundwise....

Today we are once again talking about how to remove really difficult accounts like Capital One or other charge-offs from a credit report using the credit sweep factual dispute method. Learn how to diy at https://hub.my740.com or schedule your free call for a credit sweep at https://my740.com and I will see if I can help. Video notes: Everything is all over the place, we have different date last active, we have a different date last paid we have a totally in congruent payment history. And that is what we're using to support our argument just as an attorney would in court to get our deletions. So take a look at the date last active and you'll see 3 different dates. Do you know what this means? This means that this account will naturally be removed three different times, you get what I'm saying? Because the deal is active is the date that determines when your account will naturally fall off the credit report. So if we have three different dates, then this is going to come ...

Today we're talking about how to determine whether you should update or remove a student loan reported negatively on a credit report. You can find the student loan mini course at https://vault.my740.com or if you'd like to see if I can do a credit sweep for you, head to https://my740.com. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: The first one is they count is paid in is older than all other accounts, what you're going to want to do is leave the account why it's really simple. You don't want to change scorecards, and you also don't want to change the total len...

Today we're talking about another dispute letter method for dispute letters to the bureaus and how to prepare yourself if deciding to sue the credit bureaus. Video Notes: If you're at the point where you disputed inaccuracies on your credit report, and it came back verified as accurate from the credit bureaus, then this is a video that you want to watch, because we're going to go over another dispute tactic that you should be aware of, especially right now, after a sort of recent lawsuit Spokeo, Inc, versus Robins and how this has changed your ability to sue the Bureau's based on those inaccuracies. So the first thing that you need to be aware of is that you need to be logging all the harm, "harm" and injury that these inaccuracies they're reporting, causing you. First of all, we're all in this one proving harm, but so you sent out a dispute and it came back verified as accurate. Now what? Well, you're going to request an investigation was going...

Today we are going over 15 credit bureau tips for increase dispute letter results and avoiding common pitfalls (such as using "not mine" as a dispute reason!). Learn more for free on factual disputes at https://vault.my740.com or schedule a free call at https://my740.com. *this is a revamped video that was previously posted. I've reposted after questions were recently asked by many different people that are answered by this video specifically 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if...

Today we're talking about how to maximize and write your dispute letters using eOscar Codes to the credit bureaus to increase probabiliy of quicker deletions and increase of credit scores. If you'd like to see if a credit sweep would be a good fit for you, head over to https://my740.com and I will see if I can help! Here is the link to the resources referenced in the video: https://www.fiscaltiger.com/e-oscar-disputing-credit-report/ 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ...

Today I'm giving you an all-access pass to my How to Remove Hard Inquiries webinar from the Credit Sweeps Secrets Series today free! I've included each of my proven methods, include the smoking gun that I use, and have explained the letter in detail. If you'd like to schedule a free call to see if I can help you increase your credit score, head to https://my740.com for a credit repair consultation. Content is pre-recorded. One of the most frequently asked questions I get is how to remove hard inquiries from a credit report and it's also one of the most expensive to produce for a client because of the hard costs involved, and because there's so many companies out there that want to charge you $2000+ for this service, I wanted to give you my methods totally and completely free. Obviously, I can do it for you if you want me to, but I prefer not to. From a business perspective, I know that doesn't make any sense, but just imagine for a moment a client coming to me...

Today we're bringing back a credit sweep GEM training that's one of my most viewed videos on how to remove virtually any negative account on a credit report using the credit sweep method to get super-fast maximum deletions. You can learn more by going to https://vault.my740.com or schedule your free call with me at https://my740.com. We're covering what to look for on a credit report to find the inaccuracy in reporting to get the account deleted or corrected, as well as how to use it in a factual dispute letter to the credit bureaus. I chose this training because it's still so relevant today and other than the fact that I'm now using IdentityIQ Credit Monitoring instead of Experian or Credit Check Total, the method for writing a dispute letter is the same. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my c...

Today we’re talking about how to determine which credit dispute letter to use on round 1 for credit sweeps to the credit bureaus and it really all comes down to WHAT it is that you’re disputing. I give a few different examples, such as a 3rd party collection using the validation of debt method, or a charge-off using factual disputes. If you’d like to learn more, head over to https://vault.my740.com or schedule a free consultation for a credit sweep at https://my740.com. One of the ways to determine how to dispute something is to first look at the type of the account (i.e. collection or charge-off), and then who will be the one to remove it (i.e. collector or credit bureau). This should give you an idea of whether you would want to use factual disputes OR whether you would want to attempt a different tactic. You can remove a 3rd-party collection, such as a medical collection, by first disputing with the collection agency and then 15-30 days later sending a letter to the credit burea...

Today we're going over how to use fcra section 623 violations to remove unknown collections from a credit report for failure to enter identifying information and an address. You can access free credit repair resources at https://hub.my740.com (or schedule a credit sweep call with me at https://my740.com). Link for the Coaching Program: https://form.nativeforms.com/yUlbH1jZmoXNHRWb50Db Video notes: You may find quite a few instances of the credit bureaus reporting collections without a collector name, original creditor name, or an address. This is a violation of FCRA 623, which states that an account cannot report with known errors UNLESS there's an address to dispute conspicuously listed on the credit report. I show you what an incorrectly reported collection looks like, as well as one reported accurately with an address that would otherwise need to be disputed using a different tactic. I also show you what the dispute reason might look like for a case like this. FCRA ...

Today we're covering how to write killer reasons on your dispute letters using factual-based disputes. You can find full tutorials and breakdowns at https://vault.my740.com or schedule your free consultation with me https://my740.com. We're covering the EXACT way your dispute reasons should be reported to not come back as verified as accurate by the credit bureaus, and get results. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Video notes: Removing late payments: You’ll want to...

Today we're covered 53 tested & actionable credit repair dispute letter tips for factual-based credit sweeps that cover everything from how many accounts should be reported on each dispute letter to whom a validation of debt letter is sent to how a collection account should be reported. If you're wondering if a credit sweep would be a good fit for you, head over to https://my740.com and I will see if I can help! I used digital flash card to deliver this content today because it offered the easiest way to quickly go through different topics while only focusing on 1 item at a time. If you enjoyed this video or found value in it, make sure to hit the 'like' and drop me a comment to let me know! Some of the questions we answer in this video are: How many accounts can be disputed on each dispute letter to the credit bureaus? How many dispute reasons can be listed for each disputed account? What are 2 different elements to look for on a collection that would be a r...