🔮 Tonight we're talking about how to respond to the credit bureaus when they respond with "account was updated" instead of a deletion and whether we should use the same dispute as before. If you would like to see if a credit sweep is for you head to https://my740.com
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We are using the AJERO Formula, which I've used over the past 4 years to remove just about 50,000 negative items and this is a paint-by-numbers system that makes it so that even a beginner can easily create a dispute letter to the credit bureaus.
If you are wondering how to remove charge offs from a credit report, or how to remove closed accounts from a credit report, here's the answer! This can also be used to remove bankruptcy from a credit report early and even to remove an inquiry.
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⭐️ Video Notes:
They were answering a question that was left in the comments by Jada Kay. And her question was, What can I do a round one was a factual dispute with inaccuracies, and that counts came back as updated for round two, do we stayed the same thing again. Now I'm going to show you how you can dispute after this without stating the same thing and why you most definitely don't want to say the same thing. Because guess what, it's going to come back as frivolous. So let's look at what you can do instead. Alright, so you can use the link in the description, pause this video, go down to the description and open up this link. Alright, so we're gonna look at three different rounds. And again, I'm going to show you not only what you can dispute but what you don't want to do and why you don't want to do it. All right. Now, before we get there, make sure that you smash that like, subscribe if you haven't done so. And hey, if you want to see if this is something that I can do for you, head over to my seven forty.com. schedule a call with me and I will see if I can help. And don't forget, on Thursday we're doing a live workshop on how to get unstuck when the Bureau's verify is accurate. And not only when they verify as accurate, but when they send those stupid stall tactics All right. Or maybe they're just ignoring you. Who knows. Now, you're never gonna find out unless you are at that live workshop because there will not be a replay. Alright, so for round one, all right, you're always going to begin with the blatant inaccuracies. Now, the reason I put this like this is because someone else in the comments asked if I can make an instructional tutorial where they can actually read this themselves. And hey, this one is for you. Alright, so always begin with blatant inaccuracies. So for charge offs, for example, you could start with date last active, right? For lates for correction, meaning you can remove them without removing the entire account. If it's only just like a handful, you can say I was not late on date. Why? Because you're putting the burden of proof on them. And the only way, the only way for them to prove that you were actually late is to provide a copy of their bank statement like Capital One or Barclay or whoever it is proving that you were late on whatever date right? Obviously, they're not going to do that anything else is hearsay, all right, late for deletion, I was not late on date. Same thing, right? For a third party collection, you can very simply say this, Hey, this is unknown, right? Because again, you're putting burden of proof on them, and they do not have the documentation, they are not going to get that documentation right. Now for a debt buyer collection, you can see something as long as it's actually factual, the late in the payment history or, you know, past due on a collection because those things cannot report.
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