Queen of Credit

🔮 Today we're talking about the secret to removing virtually any account from a credit report and you can access the letters and presentation at https://lynxshort.com/creditsweep-key. If you'd like to see if a credit sweep can increase your credit scores and remove your accounts head to https://my740.com today. You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀...

🔮 Today we're talking about the overnight instant bad credit cure and how it just doesn't exist. If you'd like to get a REAL credit sweep head to https://my740.com Many consumers believe all it takes is sending out 1 round of dispute letters to the credit bureaus (using regular 609 or 1681 templates!) for removing charge offs and late payments from credit reports. What many fail to realize is that it took x amount of time to initally build the credit report, and then x amount of time to obtain the bad credit, so doesn't it makes sense that you'd have to put in JUST A FRACTION of that time to fix the credit and remove the negative accounts? I would have to say so. You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit m...

🔮 Today we're talking about a super fast credit sweep and whether they're real or not. Would you go back to your younger self and say not to worry about paying your bills because it's just that simple to remove your accounts? Obviously not, right? If you'd like a REAL credit sweep head to https://my740.com and schedule a call to see if I can help. What many consumers fail to realize is that ANYTHING has the potential to be removed in less than 30 days, less than 60 days. That doesn't mean they will, though. That doesn't mean I offer a 60 day credit sweep program or that removing charge offs from a credit report is easy. If you'd like to learn how to remove charge offs from credit report head to my channel and check out the other 800 videos on removing late payments, removing collections and even videos on how to remove closed accounts from credit report and how to write a dispute letter. You may now check out my video call options including a credit ...

🔮Today we're talking about how removing accounts from a credit report is NOT what you think it is. If you'd like to permanently remove yours and see if I can fix your credit head to https://my740.com and I will see if I can help. Credit repair is difficult. Most consumers fail because they lack the required patience. The bureaus end up winning because they continue to make money off your inaccuracy negative information and we (as consumers) let them win unfortunately. It's up to you to get the negatives off. You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-y...

🔮 We are going over how to remove portfolio recovery from your credit report. if you would like a free credit sweep consultation head to https://my740.com. This will work for ANY debt buyer collector - and they are more definitely difficult to remove so make sure that you are preparing your disputes the right way. You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ ht...

Today we are once again talking about how to remove really difficult accounts like Capital One or other charge-offs from a credit report using the credit sweep factual dispute method. Check out current offers at https://lynxshort.com/offers or schedule your free call for a credit sweep at https://my740.com and I will see if I can help. Video notes: Everything is all over the place, we have different date last active, we have a different date last paid we have a totally in congruent payment history. And that is what we're using to support our argument just as an attorney would in court to get our deletions. So take a look at the date last active and you'll see 3 different dates. Do you know what this means? This means that this account will naturally be removed three different times, you get what I'm saying? Because the deal is active is the date that determines when your account will naturally fall off the credit report. So if we have three different dates, then this is go...

🔮 Today we're talking about when the credit bureaus verify accounts as accurate and what you can do with your credit sweep process to fight back and get deletions. If you would like to schedule a free consultation head to https://my740.com and I will see if I can help. We have an entire masterclass on verified as accurate by credit bureaus - check it out at https://lynxshort.com/offers You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https...

🔮 Today I'm sharing how we saved $45,000 with this one sacrifice and how to be more credit smart. If you would like to schedule a free consultation for a credit sweep head to https://my740.com and I'll see if I can help. Remember - credit cards don't give you a raise, and most of the time, we have to work with what we have instead of trying to get more. That's exactly what we did to better our family, make a 6 figure business, and make a good life for our children. We go over a few ways to save money to put towards building your credit, and how we applied that same strategy. Let me know a few things that you might be able to do along the same lines! You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in...

🔮 Today we're going over correct vs incorrect credit dispute reasons when writing dispute letters to the credit bureaus. Access yours for free at https://lynxshort.com/avoid-reasons. Head to https://my740.com for a free credit sweep consultation. Many consumers make the mistake of leaving out the facts directly from the credit report, even though tye are irrefutable, and instead send out credit dispute letter templates to the credit bureaus that make no sense and argue laws that have nothing to do with the dispute. Watch this video to learn the real reasons to dispute credit report. The right way to dispute is to send out a letter with dispute reasons that are simple, use the AJERO formula and include the dates and amounts to suppor the claim. This works for removing charge offs and you can use these same guidelines if you'd like to learn how to remove closed accounts from credit report. You may now check out my video call options including a credit report review and ...

🔮 We've brought the 290 credit dispute reasons and creator app from retirement after 3-4 years! You can access the 290 dispute reasons (PDF) at https://lynxshort.com/290-reasons and the reason creator (app) at https://lynxshort.com/reason-generator This is basically a credit repair dispute reason cheat sheet on steroids! The 290 credit dispute reasons are categorized by account type and can be used for removing closed accounts from a credit report, as well as removing charge offs and collections (and even late payments, repos, bankruptcies and student loans!) The dispute reason generator can be used to easily create credit dispute letter reasons when writing letters to the credit bureaus. You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the sa...

🔮 Today we're going over how to repair your credit in 5 easy steps and you can access the presentation at https://lynxshort.com/5easysteps. If you would like to see if I can help fix your credit head to https://my740.com We are going over each of the 5 steps, starting with pulling your credit report. This can be used for removing charge offs, which dispute letter type to use, how to fix bad credit (whether it should be dispute letter templates or factual disputes), removing late payments and even to help you with how to remove closed accounts from credit report. You can access the "how accounts should report" video referenced at https://lynxshort.com/should-report You may now check out my video call options including a credit report review and "Ask Me How" services at https://superpeer.com/askkristin SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitor...

🔮 Today we're going over 10+ credit report errors you can use to remove charge offs and collections from a credit report and different dispute letter tactics. You can access this BulletProof Training at https://bio.my740.com (click on "store" and then Tactics). You'll be able to identify specific parts of an account on a credit report to remove accounts using the credit sweep method, and you'll find that getting results is much, much easier! We cover what to look for on a credit report to remove charge offs, such as date last active, debt buyer collections, such as past due, and how to remove medical collections, such as with the HIPAA series, how to remove repossessions with the repossession series, how to remove bankruptcies and what to send out for inquiries. We will also explain a caveat of FCRA 623 and FCRA 611 that you should be aware of. You may now check out my video call options including a credit report review and "Ask Me How" services at ...

🔮 Today we're talking about 5 ways to challenge inaccurate collection accounts and different FCRA and FDCPA violations that can help your credit repair strategy. If you'd like a free credit sweep consultation head to https://my740.com and I will see if I can help you. You can access the full course at https://ask-kristin.samcart.com/products/top-collection-tactics. We use these to remove medical collections from a credit report, utility collections, car insurance collections, cell phone collections, and some apartment evictions and collections using these tactics, in addition to the factual credit sweep process. Here is the video from 2018 where I introduce 14 of these 26 violations: https://youtu.be/TGHEk4FlbDo We are going over: how this can be used to remove medical collections from credit report how to use the credit sweep method to dispute medical collections fcra and fdcpa violations You may now check out my video call options including a credit report review ...

Today we're answering the question: should I fix my credit first or my significant other's? If you would like to learn how to fix your credit head to https://lynxshort.com/offers OR if you would like to get a free credit sweep head to https://my740.com I get questions all the time and this one has come up quite frequently - both for couples and even for parents and their adult children. When it comes to deciding who's credit to fix first, you will want to look at who makes the most money, who has more derogatory accounts, who has the higher credit score, and who will potentially get approved for higher credit faster. In case you didn't know, we've been covering the following lately: how to remove closed accounts from credit report how to remove charge offs from credit report how to remove late payments from credit report how to repair credit fast So make sure to subscribe so you don't miss any of the answers you've been looking for! 0:00 Hey, w...