How to Write a Follow-up Dispute Letter to Credit Bureaus

Tonight we're going over how to write a follow-up dispute letter to the credit bureaus using factual disputes, how it should be structured and what you should include in this dispute letter. If you would like to see if a credit sweep can help increase your credit scores, head to https://my740.com and I will see if I can help! Video notes: We are going over this because I was going through my comments tonight, and there were quite a few on how to write your follow up dispute. A lot of people don't know how to do this, and it is causing some problems. And we don't want that to happen. Now, just so you know, your method of verification request is actually not a dispute by iteself. It is actually a sentence that goes directly into your dispute letter, right? So we're not sending a method of verification request, like what was the actual method of verification. We already know with a factual based disputed, everything is totally simple, simplified and straight to the point, right? So we're just adding in a hey, how did you verify that type of deal? So, we are going to go over how to write our next round and how to write a follow up dispute and some of these questions that you need to start thinking about when you are writing this because it is super, super, super important. Here are some of the questions: Did your dispute come back as verified? WAs there any response at all? Was there a reason given for the verification? Did you receive any documentation or response from the creditor or collector? Now let's pause right there. Over the last two years or so, Covido started and whatnot, the bureaus have been kind of ignoring everybody, right? And this goes for whether you own a businesss or whether you are a consumer. It is higly likely that you are not going to receive any response from the bureaus or creditors or collectors. What is the main reason for your dispute letter? What were the changes made between credit report one and two, or three and four, etc.? And this is extremely importrant because remember, with factual disputes, we're taking the actual information directly from the credit report to craft our argument. Was the notice of dispute entered within 30 days? The number one key to a factual based credit sweep is the notice of dispute. Did the date last reported change? That's another important one. Did the date last active change to reflect the date last reported?