Credit Repair Dispute Game | Student Loans, Late Payments & Debt Buyers

Today we're playing a credit repair dispute game that I created for you, on student loans, late payments and debt buyer collectors (like Portfolio Recovery). This is another part of the DisputeIQ Strategy Quizzes and I hope you like it! If you do, make sure to like this video! You can access it yourself at https://wordwall.net/resource/27925271 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes: I've got a bit of a game for you, and we're gonna go over debt, buyer collection, student loans and late payment. So let's get right to it. And this is, this is the wordwall. We're gonna have a little bit of fun. Right? So question number one. Are you ready? Why are you allowed to dispute a student loan 90 day, late payment with no prior late payments and how would it be done? A student loans cannot be disputed like at all, B student loans can be disputed, but only after the account is closed. C payment history must be accurate. And this includes late payments that are marked as on time, a 90 day, late payment cannot report it without prior, late payments dispute the 90 to late payment as inaccurate because the two previous ontime payments are inaccurate first dispute, the date last active. And then the two months prior to that 90 day, late payment. And then on the third round dispute, the 90 to late, late as I paid on time. And the only option is to remove the entire account. Obviously it is C. Okay. So now we have a bit of some points going on here. All right. So let's keep it moving. We have question number two. Are you ready? What's the best way to remove a us department of education collection, a find the biggest guns, for example, three different years in the do L a then go down the hierarchy down, you know, doing the same thing B use not mine because they can't verify it. C contact their creditor directly and demand proof of the debt D submit an online dispute via credit karma E call the bureaus directly and submit a dispute. Well, I would have to say a, yeah, it's finally big guns. You're always gonna do this. You are always gonna go down the hierarchy, starting with the blatant inaccuracies. And of course we are racking up some points here. So let's go on to question. Number three. Are you ready? What's the best way to remove a debt buyer collection like portfolio recovery. Is it a send a validation of debt letter directly to the debt buyer? Is it B send a 6 9 to the credit bureau C find out how the original creditor, excuse me, who the original creditor is and send a 6 23 letter or D first check for past due late payments. If so, they shouldn't be listed and should be disputed. Second. Look for other blatant in ACU, in accuracy, such as the do a or the DLP or payment history. There shouldn't be one. Then go down the hierarchy beginning with the notice of dispute or E dispute balance. You, you not owe them anything because they have no contract with them. It's gonna be D obviously they're shooting be a past due or late payments on a collection because it's already late.