5 Different Credit Dispute Methods | Credit Sweep Tips

Today we're talking about 5 different credit dispute methods, including factual disputes, validation of debt, identity theft, online disputes, and templates such as 609. If you'd like to see if a credit sweep would be a good fit for you, head over to https://my740.com 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video notes We're looking at the difference between dispute methods. And this is important for credit sweeps because if you want to get the results in, you need to know exactly what you're doing. So we're looking at factual disputes, validation of debt, online dispute, identity theft, 6 9. And of course I do have resources and you can find those resources also down in the description. So let's get started. We're going to go with a factual dispute first. So this is why it works. It is based on the facts. It's right in the name based on the facts. Okay. We're not coming up with anything. All right. So it's really as simple as look at your credit report. Know exactly what an account should look like before you go ahead and do that and use those to support your argument, right? And again, all this information is taken directly from the credit report, right? And it's new and relevant information on each dispute. Now you may have had experience come back and say, Hey, we're no longer going to reinvestigate or investigate this account because you've said the same thing again. Okay. So this is why it's important that you use new and relevant information in each dispute. And if you're using a different dispute type, guess what is the same stuff over and over and over again, literally the worst thing that you can do is say the same thing twice. Okay? So that leads me to the next one. It does not come back as frivolous. Okay. Now they can say that it's fruitless, but legally it does not come back as frivolous because you're using new and relevant information each and every time. And you're not using law heavy language and you're not threatening them. Okay. So let's go over to VOD And this is direct to the collector. Okay. There is a four-letter dispute series, right in this works for medical apartment, utility car insurance. And it expedites the dispute process because you're using this in addition to your bureau disputes. Now, sometimes you might want to start with your collection dispute and sometimes you want to dispute with the Bureau's first The key is the notice of dispute. Now, if you want to know more about that, have other videos that you can start to end. Then we go over to online dispute. You should virtually never be using this like ever, okay? Because you give up your rights under section 623 and 611. You just want to keep in mind that this goes right into their automation process, which you don't wanna do. And it also results in a ton of deleted accounts that are reinserted. You do not want to get temporary deletions. What's the point of a temporary deletion. Okay. Our job is to get permanent results that we're not going to have to worry about. And it all comes down to the methods. So if you're using the wrong method, that is what you should expect. Okay? I mean, for online disputes I have like a hundred additional reasons, but we're going to go over into identity theft. Now over to identity theft. They should only be used for victims of fraud. I really don't need to explain why, but this is much less effective because of the millions of consumers who use this illegally. Look, if you're not a victim, don't use this. The worst thing they can do credit repair suicide is to say something is not yours. And then furthermore, claiming that you're a victim of fraud.