Credit Sweep vs Credit Repair | Best Dispute Letter Methods

Today, we're talking about the difference between credit sweeps and credit repair. If you would like to learn more about how to do a credit sweep, head to https://vault.my740.com and review the links below: - Schedule a call for a credit sweep: https://my740.com - Visit the store: https://vault.my740.com - Get instant access to free credit sweep resources: https://hub.my740.com - Check out the credit repair dispute letter app Google Sheets tool, Live Letter: https://liveletter.ask-kristin.com 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Video notes: Today, we're talking about the difference between credit sweeps and credit repair. And you may be surprised about some of the things that we're going to go over because you see a lot of people think that when I say credit sweeps, I'm talking about the illegal identity theft method. You know what I'm talking about, where there's a police report. You're saying, Hey, these things don't belong to me. I'm a victim of fraud. And you know, this is all an attempt to get the negative items off in as little as four business days instead of waiting months and months or sometimes years. Right now, if you were listening, you heard me say illegal. Now, let me just explain that real quick, because it's very, very important. It's illegal to do an identity theft credit sweep. If you are not a victim of fraud, right? You see over the years, many, many, many consumers I'm talking millions of consumers made it more difficult. Now for actual victims of identity theft to utilize section 605 B, which is the section that allows you to remove your negative items with a police report using the identity theft sweep. Right? And this was because they wanted to get their negative items off us. Hey, you know what? I'm not hating. I don't judge. You know, you try to find loopholes and everything and try to find shortcuts. But these shortcuts, the loopholes in, you know, utilizing this when people weren't supposed to meet it. So that actual true victims of identity theft now can not, or virtually can not get their negative items off. And as well as for businesses, because they end up spending years and years going around in circles saying, I am a victim right now that no, you're not. Yes I am now. Yes, ma'am. And it's just a huge game of cat and mouse. Right? So I wanted to be very clear that when I say credit sweep, I'm not talking about the illegal identity theft sweep. Okay. So now that we have that part out of the way, we're going to talk about the difference between credit repair and credit sweeps, where your results are concerned. Okay. So what is regular credit repair? Well, that is a great question to the person who didn't ask it. So regular credit repair is normally a drawn out process somewhere between, let's just say, 12 months and five years. And yes, I do have people that come to me after five years and say, Hey, I've been doing this, that, and the third with companies, a, B and C or even myself. And now I'm trying to do a credit sweep. And most of the time I can't help. Right. Because the longer you dispute -the harder to get the negative items off, but that's a different video. Okay. So here's the deal when you're doing regular credit repair and you're with a company that does regular credit repair. Normally they're doing only a couple of negative items per month. Let's just say nine items per month per bureau. And they do one bureau at a time. And of course you never get to see what they're doing because they're just sending out regular templates, a template. And I did clarify what the template is in my previous video, where I gave you the checklist a template is where you were basically sending the exact same letter that you found over given. And, you know, normally has a couple of laws thrown in there and pursuant to this, that, and the third, you need to do this and the third, right. Or I'm going to X or Y or Z. Okay. So the only difference between your letter and someone else's letter is that it's your name, date of birth address and social and accounts versus someone else's name, date of birth address and account. Okay. And social. So besides that, the exact, excuse me, the letter is exactly the same. Now, one of the things that you want to understand is that this same letter is being sent out for millions of people.