12 Creditor FCRA Violations How to Fight Verified Accounts l Credit Repa...

This video (REPLAY) completes the series for credit bureau, creditor and debt collector (collections) FCRA & FDCPA violations! That's whree I will show you how to take these violations and get your deletions and results! You'll also wanna check out the how to make your own credit repair software at https://event.webinarjam.com/register/5/gq249i5 So, if you're stuck and don't know where to go with your credit bureau, creditor, collection agency disputes, take a look at all 3 videos and I'm sure you'll find some violations, even if you're just in your 3rd round or less! Video 2: Debt Collectors, goes over the VOD process. (This video also includes the purpose of an inquiry, which can be used to remove inquiries that are not attached to accounts). 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! Video notes: What up, what up ECS fam. So tonight we're looking at creditor violations. So, um, I had already recorded this video and then I did a playback and I was like, wow, that's super fricking ass boring. So I'm, I'm rerecording this and I need to get out on the wonderful YouTube so that you can watch this video. I mean, come on, I'm making this for you. So anyways, um, Saturday night, be there at the live event where I'm going to show you how to use all these violations from all three videos to get your deletions. Um, if I remembered, hopefully I remember cause it'll be 10 minutes from now as I put the link for the live page down to the description. Okay. So there are not that many creditor violations. Some of them are, you know, repeats from the other two videos. And that's just because, I mean, they kind of share some of the violations. Okay. So, um, I did catch once again, a couple more than a couple, a few. Okay. A few typos. Right? So don't hate. Appreciate. All right. So let's jump right in. I want to show you this, get the shit out of the way so that you can take this information, do something with it. All right. So I'm ignoring an investigation and investigation request that you do it all the time. Most of them pass that one, a willfully and recklessly reporting, false info to the CRA's after being notified of reporting error and feeling to investigate or crack the arrow, they do it all the time. I'm sure you've seen it. You get you, you actually need to do something about it. Like you need to, you know, take those and make a CFPB complaint or something. I mean, if you don't know about it, you can't do anything about it. So that would be including mixed files. Like, you know, that's not your date of birth. That's not this, that's not that this is incorrect inaccurate date of status or date of last activity. And that is super, super important. Um, because you can have all three bureaus reporting, a different date of last activity, pull your report and I didn't do it. And you'll see what I'm talking about. Um, and it will change when the account actually falls off your credit report. So that is why it's so important. So inaccurate balance and inaccurate remarks, okay. Reporting a charged off account without reference to the date of status or date of last activity. They do that all the time, uh, failure to report an account disputed by the consumer as disputed to the CRA's. And there's two of those on there. And, um, and that second 6 23 of the FCRA, and ITTO six B of the FTC PA failing to delete a hard ingredient. And, um, these inquiries have to have a permissible purpose.