Skip to main content

The Reason Dispute Letter Templates Fail | Credit Sweeps


Learn to Dispute the right way with factual-based credit sweeps at https://ench.app/thevegasmovement or https://ench.app/thevegasmovement/holiday-season-tactic-free-resources-h-qzh0 You can also see if it would be a good fit for me to do your credit sweep by scheduling a call at vcita.com/v/expertcreditsweeps Transcript: Imagine for a second that you and your friend both go to see a doctor – you for a sore throat and a sprained ankle for your friend. Not only does the doc sit you both in the same room and examines you at the same time, but he also GIVES YOU THE SAME PRESCRIPTION – you for your sore throat and your friend for their sprained ankle. You both get something called one-in-all. That would make absolutely no sense, right? Well if that makes no sense, how does it sound right that every consumer has different credit reports – accounts, balances, creditors, types, situations and circumstances, etc. – but that only 1 prescription is written? If you don’t think that’s the same thing, then let’s break it down: There are 68 million people in the US that have bad or poor credit out of the 220 million scoreable people. The bureaus each receive 10-20k letters per day, so if its so easy and if all it takes is sending out virtually the same letter for all consumers, then; 1. Why are there 68 million consumers with bad credit still and 2. Why are letters rejected automatically by the OCR if they are deemed to be templates and 3. Why is the lowest % of dispute responses a deletion or correction in favor of the consumer? If we look at it the other way, I’d have to say that approaching credit has to be the same as going to the doctors. Imagine what really happens when you see one – They examine you and ask questions to determine what’s wrong They run tests like checking your blood or doing xrays They write prescriptions according to their physical examinations, lab results and your symptoms and GIVEN INFORMATION That is EXACTLY how you handle writing disputes the right way – for each and every consumer, there is a specific custom letter that gets written and for each and every account a specific custom reason is written based on the GIVEN INFORMATION. Which one do you think gets better results – the one-in-all prescription to go with the dispute letter template OR the prescription for the patient’s actual problem and the factual-based custom disputer letter? Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Comments

Popular posts from this blog

Tips for my brokers; Craigslist, Facebook, websites, advertising and more!

I work 90% with brokers, 10% with clients, and I actually prefer to work with brokers, as I have contact with only one person instead of 300 clients. So considering there are 528 of you brokers, I figured that I would post some tips and tricks for my brokers. I will break it down into sections to make it easier reading, and if you have any questions, comments or suggestions, let me know! Advertising Advertising can be a serious pain in the butt, and it is utterly necessary for a business like this one. I will give you a couple of suggestions that work for me. I am mostly just word of mouth now and do not need to advertise, as I have thousands of clients, but there are days when I do put my business out there again for new clients. Craigslist It is quite difficult to advertise with CL now, but there are tons of ways to get around being flagged or to prevent it from happening. CL is the 4th most visited site in the  world , so that right there should tell you that you need to

3 Resons why you should wait to apply for new credit

Applying for new credit before all derogatory items are deleted: My advice to my clients is always the same: wait until you're done with your credit repair or credit sweep program, but have a strategy to move forward from there. Here's a few reasons why: #1 you may be denied if you still have 1-2 items remaning and will end up with new inquiries that will drop your score #2 it may hinder the process of removing the last few items and can add 1-3 months to the timeframe #3 you may be approved with a very low limit and would have to wait 3-5 months prior to requesting an increase. In comparison, you can wait til everything has been completed and obtain a higher limit right off the bat. Here's a real-life example: I have a client would only has 4/86 negative items remaining and he wanted to move forward with his mortgage. I advised him to wait because (see #1) it would add inquiries and he may not be approved. He'd mentioned tha

How to Lower Debt to Income Ratio Without Paying a Dime (Mortgage Loan)

If you want to get approved for a higher mortgage loan amount and lower your debt to income ration without paying anything, watch this video! If you would like to get a free credit sweep consultation head to https://my740.com. You can learn how to legally and permanently remove negative items from credit reports with confidence at https://sendmeto.co/steroids. Client results playlist https://www.youtube.com/playlist?list=PLCkW-fTkIGnxOdGjZrudHSn-ygbYuWuQO Violations video 1 https://www.youtube.com/watch?v=fMOe-xaGW-0 Violations video 2 https://www.youtube.com/watch?v=woZS_VI-Pts Links: Credit repair course on steroids: https:/sendmeto.co/steroids Guaranteed Deletion Debt Validation Dispute Method: https://sendmeto.co/vod2 EvolutionLine Method Workshop: link coming soon Dispute Funnel Workshop: link coming soon All courses: https://sendmeto.co/courses Live Automation: https://sendmeto.co/auto Credit Sweep Secrets Playbook: https://sendmeto.co/getmycheatsheet Advanced Credit Sweep Ta