Skip to main content

Little-Known Dispute Tactic - "Holiday Hacking" the Bureaus | Credit Sw...

Grab your free credit sweep resources at (or directly at to fix your credit yourself using some of the best dispute letter tactics available for credit sweeps. If I were a betting woman, I’d have to wager that quite a few of you don’t know what I’m about to tell you. But if you want to leverage all the secrets and tactics available to beat the bureaus, then this is definitely something you’ll want to take advantage of You see, the holiday season is normally a busy time, right? Family gatherings, parties, travelling, and ALL THAT TIME OFF FROM WORK. Well, it’s not just busy for us – it’s busy for the credit bureaus too and if you add everything that comes with the holidays on top of the 10-20k letters each bureau gets every day on top of our current situation, what is you get is- The best time of the year to dispute! The funny thing is that it’s actually listed as one of the tactics in the book – leveraging the holiday season to get results. And to make it easier for you to leverage this tactic and increase your credit scores, I put some great resources together in 1 place for free to help you fix your credit. ------------------------------------------------------------------------------------------------ Want to hand over the burden to an expert? Get a free consultation at *I offer this content for free. Buy me a coffee at **zombie hand graphic credited to


Popular posts from this blog

1000s of collections removed with this FREE VOD letter!

I'm giving you the 1st of a 4-letter collection removal campaign that's removed thousands of collections in the past 12 months for FREE! You'll find the link to the letter in the video. Believe me, if you're even 1/2 as successful as my other clients, you'll be very, very impressed. For those of you who need some help, I provide a free consultation to take over your file and do the dirty work for you. For those of you DIY-ers, I provide 3 new DIY packages on the new services page of the website. You may also request a 1-hour session to go over your file and get my advice and an action plan @ $85 p/h. Just schedule an appt on the website. Check it all out at

Is a credit sweep the same thing as claiming identity theft?

Is a credit sweep the same thing as claiming identity theft? No, it's not. Most consumers have the wrong idea about what a credit sweep is and believe the 2 are the same but I'm here to clear this up for you! Identity theft: This is where you claim that all (or a few) items are resulting from identity theft and you attempt to get them blocked using section 605B of the FCRA within 4 business days. You must use an official police report and affidavit. Here's the DL on this: it doesn't work. Why? Because millions of consumers used this illegally even thought the debts actually belonged to them and now, even if you ARE a victim, it's almost impossible to get it done in 4 business days. A few months? Sure, if you have all the required documentation, dispute with the creditors as well and have supporting documentation. IF this method is used (either by the consumer or a credit repair company - with or without the consumer's knowledge), the items w

Credit Repair Dispute Reason Cheat Sheet

Use this Dispute Progression chart (cheat sheet) to craft your dispute reasons when writing your dispute letter for credit repair purposes. Buy for only $15 at or directly at Stop using TEMPLATES! Start thinking logically and create your disputes based on "factual" information. This means that you take the info on the credit report and base your disputes on it. This covers ALL negative item types and falls into 6 categories: Collections Charge-offs Late Payments Inquiries Identity Theft Bankruptcies Judgements/tax liens *all negative items fall into these categories, including foreclosures, student loans, repossessions, etc. i.e. charge-off with 3 different dates listed under "date of last activity" dispute reason: remove this account immediately due to the fact that you're reporting 3 different dates under "date of last activity" and this is inaccurate This PDF