How does using debit cards instead of credit cards affect the lenders?

I see a win for consumers floating in the air, coming towards us like far-off clouds. I read an article today about how the credit card companies are losing money because consumers are using more of their own money instead of their credit cards. This means that they are using their debit  cards and cash instead of making the credit card companies money. I think it was something like $100 billion or some crazy amount like that. But the point behind this is because the credit card companies only make money (outside of annual fees and whatnot), money on interest if you don't pay in full each month. So, if you're paying in full each month, they don't make money. If you're not using your credit cards, the lenders do not make money. Why am I saying that this is a win for us? Because they're been taking from us and closing our cards and cutting out limits and making it more difficult to get approved. They've been taking it all away from us like they think they're our parents and grounding our ability to move forward with our credit. The beautiful thing about this is that I've been saying that all of these thing were going to happen way before they did. I said it was going to get bad and that they would change the laws and they did. You think that the coronavirus changed everything? NO! They've been waiting for an excuse to do this to us and to cut the lifelines away like they don't know we've been hanging from this cliff and our grip is slipping. So yes, this is a win. Yes, this is a major victory!