None of this is about me. It's about learning how to get to your credit destination without losing money, wasting time or getting "taken" by a company that tells you everything you want to hear.
The process behind this is really simple: listen to me and you'll get there. Don't listen to me and I guess I'll never know. Learn to use factual disputes and to look at this for what it is and have realistic expectations, and get the best outcome.