Skip to main content

Persistence & Perseverance: 2 Keys to COVID-19 Credit Sweeps

Frustration with the current credit repair and credit sweep process is normal and even healthy, because otherwise, I'd question your sanity and "humanness". The #1 question this week was "Why is everything so SLOW?", so, I figured that I would give another breakdown. I literally have to go over this on every single call, so I know it's something that everyone's concerned with.

The WORLD is at a standstill. It's not just credit-related. If you go to the store, you have to wait in line just to get in to make sure that there's less than # people inside. If you want to call the bank, you have to wait longer to speak with someone because a lot of people are working from home. If you want to go to the doctor, you either already have to have one that you can do telemedicine with or go to the urgent care/ER and risk your health and wait for like 12 hours to be seen. If you want to start the mortgage process, you have to wait until you can raise your score an extra 100 points because the approval process has changed. If you want to go to McDonalds, you have to wait in a long line because their dining area is closed. If you want to get paid, you have to accept weird payment methods because the banks don't want to process for risky business types anymore (and it was already hard enough to accept payments!). You just have to look at everything that's going on and decide that you're going to do everything needed to get what you're looking for.

Speaking of which, go download the free Most Important Credit Repair Cheat Sheet now at

While you're at it, go get the Beginner's Guide (and save $2000!) at

As always, if you need my help, schedule a call at and I would recommend checking out the videos on my sign up page to make sure you understand how this works at, as well as the FAQs.


Popular posts from this blog

1000s of collections removed with this FREE VOD letter!

I'm giving you the 1st of a 4-letter collection removal campaign that's removed thousands of collections in the past 12 months for FREE! You'll find the link to the letter in the video. Believe me, if you're even 1/2 as successful as my other clients, you'll be very, very impressed. For those of you who need some help, I provide a free consultation to take over your file and do the dirty work for you. For those of you DIY-ers, I provide 3 new DIY packages on the new services page of the website. You may also request a 1-hour session to go over your file and get my advice and an action plan @ $85 p/h. Just schedule an appt on the website. Check it all out at

Is a credit sweep the same thing as claiming identity theft?

Is a credit sweep the same thing as claiming identity theft? No, it's not. Most consumers have the wrong idea about what a credit sweep is and believe the 2 are the same but I'm here to clear this up for you! Identity theft: This is where you claim that all (or a few) items are resulting from identity theft and you attempt to get them blocked using section 605B of the FCRA within 4 business days. You must use an official police report and affidavit. Here's the DL on this: it doesn't work. Why? Because millions of consumers used this illegally even thought the debts actually belonged to them and now, even if you ARE a victim, it's almost impossible to get it done in 4 business days. A few months? Sure, if you have all the required documentation, dispute with the creditors as well and have supporting documentation. IF this method is used (either by the consumer or a credit repair company - with or without the consumer's knowledge), the items w

Credit Repair Dispute Reason Cheat Sheet

Use this Dispute Progression chart (cheat sheet) to craft your dispute reasons when writing your dispute letter for credit repair purposes. Buy for only $15 at or directly at Stop using TEMPLATES! Start thinking logically and create your disputes based on "factual" information. This means that you take the info on the credit report and base your disputes on it. This covers ALL negative item types and falls into 6 categories: Collections Charge-offs Late Payments Inquiries Identity Theft Bankruptcies Judgements/tax liens *all negative items fall into these categories, including foreclosures, student loans, repossessions, etc. i.e. charge-off with 3 different dates listed under "date of last activity" dispute reason: remove this account immediately due to the fact that you're reporting 3 different dates under "date of last activity" and this is inaccurate This PDF