How to Write the PERFECT Dispute Letter to the Credit Bureaus (Part 2)

🔮Here's the wrong way and the right way to write a dispute letter to the credit bureaus to remove your negative accounts from a credit report. Also: Check out the brand new dispute letter automator at https://sendmeto.co/auto - get it today for just $69! Check out the all-in-one credit sweep crash course at https://sendmeto.co/crash and you can access a ton of bonuses right now! You can also check out the Guaranteed Deletion Debt Validation Dispute Method at https://sendmeto.co/vod2. If you need a credit sweep head to https://my740.com and I will see if I can help. https://sendmeto.co/crash Don't miss the Credit Sweep crash course that comes out tomorrow - get the bonuses today with your early access. The wrong way to write a dispute letter is to use general, vague dispute reasons that don't stipulate the exact reason why an account must be removed. The right way to write a dispute letter, or a dispute letter that will remove charge-offs, remove collections ,etc. is to use a law that backs up the dispute reason and include the facts taken directly from the credit report. If you are wondering how to remove charge offs from a credit report, or how to remove closed accounts from a credit report, here's the answer! This can also be used to remove bankruptcy from a credit report early and even to remove an inquiry. Watch my most recent video: https://mylast.video/ask-kristin Join my Exclusive Youtube Newsletter at https://sendmeto.co/ytfam, where you'll receive exclusive content, free offers, discounts, early releases and more! As a way to say thank you, you'll receive free and instant access to my "How to Remove Any Account" Google Spreadsheet that walks you through creating a dispute reason step-by-step. Check out the store: https://www.youtube.com/c/AskKristin/store 🔮SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://sendmeto.co/smartcredit or IdentityIQ: ✨ https://sendmeto.co/identityiq 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com Free credit sweep course: https://hub.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: By the end of this video, you're going to know exactly why you don't want to send out dispute letter templates and instead use factual based disputes. But in case you missed part one, you can check it out down in the description right now. So here is the deep dive. So unfortunately, most consumers send out disputes that look like this. It doesn't include any facts that support the actual argument. If we take a look at this, it says, please verify and validate all data for this account. Every notation, dates, balances, whether reported or not. I'm not seeing any dates. I'm not seeing any balances. I'm not seeing anything that actually says this needs to be removed because of this reason. I mean, if you look at this logically, the bureaus are just going to say, oh, it's verified, and guess what? Now you're back at step one. This is a letter that you would send for like round two or round three. We're asking them to reinvestigate. You're including dates of your original disputes. You're including the dates of the original, date less paid or date less active, and whatever dates or balances actually support your argument. Unfortunately, this is a letter that just would not get resolved. Here's the reason that this wouldn't work. All three bureaus receive letters that look exactly like this millions of times per month. However, the letter on the right, you're writing it right then in the moment based off of your credit report. So they've never received this letter. Not only that, but it does include the actual reason that you're sending the letter. Dates, balances, it even includes the law that they're violating. So if you take a look at this first account here, it says account number 12345, delete for violation. This account has been illegally Reaged from original date last or actually say date last paid to current date last paid. That is a violation. You did include the dates. You did include the reason for them to remove it. And this is actually using the Gerald formula, which I've used to remove thousands and thousands and thousands of accounts over the last couple of years. Now if you look at this third account says delete for violation of section 623, and it's actually 623 a three, failure to enter the required notice of dispute.