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FCRA Sections 623 and 611 What You Need To Know For Credit Repair





I originally posted this without audio! Oh, no! I created this video for you on the FCRA sections 623 and 611 so that we can understand some very important parts to use against the bureaus and creditors. Why? Because none of this was actually created FOR YOU. It was created for THEM and to use the loopholes and laws against them, we need to understand them!

Look, credit sweeps (and credit repair) are very difficult and if you do not know what you are doing or why you are doing or why you are using x letter template or dispute letter (factual disputes), then the results may not be pretty. For this reason and this reason alone, I wanted to introduce you to a few paragraphs directly from the law!

You will find out how to use section 623 for identity theft as well as how any creditor can report inaccurate information (knowingly) on your credit report as long as they list an address and how to use section 611 and its specific timing in your dispute letters to the credit bureaus when they reinsert a previously deleted account!

Check out the full presentation at https://www.beautiful.ai/player/-MEeEdBSIxXV1HRPUjXE/Section-623611

Check out the docs and coaching page at https://vargas-revolution.papyrs.com/@hq/Come-On-Coach-Me

Submit your letter for the next free dispute letter help youtube video series at goesto.xyz/letter-help

Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps

*I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

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Credit Repair Dispute Reason Cheat Sheet

Use this Dispute Progression chart (cheat sheet) to craft your dispute reasons when writing your dispute letter for credit repair purposes.



Buy for only $15 at expertcreditsweeps.com/store or directly at https://gumroad.com/l/disputereasons



Stop using TEMPLATES! Start thinking logically and create your disputes based on "factual" information. This means that you take the info on the credit report and base your disputes on it.



This covers ALL negative item types and falls into 6 categories:



Collections

Charge-offs

Late Payments

Inquiries

Identity Theft

Bankruptcies

Judgements/tax liens



*all negative items fall into these categories, including foreclosures, student loans, repossessions, etc.



i.e.

charge-off with 3 different dates listed under "date of last activity"



dispute reason: remove this account immediately due to the fact that you're reporting 3 different dates under "date of last activity" and this is inaccurate



This PDF will show you the progr…