Queen of Credit

Happy New Year! You can access the youtube video list at https://ysnd.it/0hlLx3p5 . I hope you stay safe, stay home, don't drink and drive and spend some time with your loved ones! Access the Subscriber's Hub for awesome free content at https://offf.to/hub and schedule a call to see if I can help you with your credit report at https://vcita.com/expertcreditsweeps

Call 5 credit repair companies and ask these 8 questions - the answers will tell you everything you need to know about signing up with them! You can (directly) access the link at https://ysnd.it/YLsVR1Rv (this link will only be valid for 2 years). If you want to get the right answers and get your results and get your mortgage or vehicle or first home or first 5 or 6-figure job or career, or get an unsecured credit card instead of giving them your own money... schedule your call with me right now to see if I can help you get where you need to be at https://vcita.com/expertcreditsweeps (or offf.to/discovery). You can also access a ton of free and awesome content at offf.to/hub. Happy New Year and stay safe (in other words STAY HOME!)

I haven't made a video about credit score misconceptions so here we are! I believe that this video is very important for understanding how to increase your credit score so make sure to watch til the end! ************** You can find a ton of awesome & totally free diy credit repair fantasticness at offf.to/hub on the Subscriber's Hub. If you would like to see if I am able to get you a higher credit score (maybe you just don't wanna do this yourself!) you can do that by heading to offf.to/discovery OR https://vcita.com/expertcreditsweeps *** You can also save $249 on the credit sweep if you sign up prior to January 1, 2021 so make sure to get signed up now (qualified applicants)

This is a December 19th, 2016 throwback and we're re-sharing and posting it for 2 reasons: #1 these are the EXACT tactics that I use today, December 26, 2020, 4 years after I posted this video, with absolutely no changes other than the website I use for credit monitoring and #2 you need to see the REAL, easy, super sesame-street-simple credit sweep method for removing bankruptcies instead of using the over-rated, doesn't work, contact-Lexus-Nexus-court-didn't-verify-where's-the-proof-verification-validation-2-year method that everyone else wants you to use. So, if you never saw this video, here's a gem-of-all-gems (like many of my early videos) that will help you to remove bankruptcies as well as other public records. If you would like to see if an all-done-for-you credit sweep would be a good fit, hump on a call with me at https://vcita.com/expertcreditsweeps

If you'd like to access the Simple Systematize Method Blueprint, head to https://legacy.ysendit.com/6JT5maSs and download the presentation. If you'd like to schedule a done-for-you credit sweep consultation, head to https://vcita.com/expertcreditsweeps

Schedule your call at https://vcita.com/expertcreditsweeps to see if I can help you for a done-for-you credit sweep. If you want to get free content go to offf.to/hub I want you to stop telling yourself that this is just too hard to do, because it CAN be done - I do it every day and you can too!

Want to check out the slides? https://offf.to/3-reasons In today's video, we're talking about the 3 reasons why you shouldn't dispute online: automation, customization and due process/your rights. While regular credit repair is different than credit sweeps (and no, I'm not referring to the identity theft credit sweep), both methods should be approached using a regular postal mail method where you send out a physical dispute letter. Wanna access awesome free content to help you do this yourself? https://offf.to/hub Want to schedule a call for the done-for-you credit sweep service where I take over your file to get you the best results possible? https://offf.to/discovery

Today we're talking about why you should be careful with goodwill letters and whether or not they should be used in your credit sweep tactics or not. You don't wanna stiff yourself by accidently verifying the late payment(s) simply by sending this letter to the creditor (in step 1). To see what I'm referring to, you can access ALL the video notes and the actual dispute letter examples at https://offf.to/goodwill (full link is https://heyzine.com/flip-book/goodwill-letters). You can also visit the Subscriber Hub and get access to awesome free content at https://offf.to/hub (full link is https://vargasrevolution.vipmembervault.com) or to schedule a call for the done-for-you credit sweep, head to https://vcita.com/expertcreditsweeps

Get instant access to free credit sweep awesomeness at https://vargasrevolution.vipmembervault.com/ or schedule a call for the done-for-you credit sweep at https://vcita.com/expertcreditsweeps

Get instant access to free credit sweep awesomeness at https://vargasrevolution.vipmembervault.com/ or schedule a call for the done-for-you credit sweep at https://vcita.com/expertcreditsweeps

200 points is a lot to lose for anyone, but especially when your credit report is supposed to be be protected under the Federal CARES Act! I would definitely call that one a credit score fail! Need to schedule a call for the done-for-you credit sweep service to see if it would be a good fit? You can do that at vcita.com/v/expertcreditsweeps Sources: Presentation: https://app.decktopus.com/share/9m2R3J-QM Article: https://www.sun-sentinel.com/business/money/os-bz-cares-act-credit-reporting-coronavirus-20201214-lqavxdodobdwff5npgkowbbwv4-story.html Supreme Court Decision: http://nahbnow.com/2020/06/supreme-court-opinion-allows-cfpb-to-keep-operating-president-can-remove-the-director/

Get access to awesome free content as well as check out Stealth and Letterfy180: https://vargasrevolution.vipmembervault.com/ Schedule a call to see if a credit sweep would be a good fit at https://vcita.com/expertcreditsweeps [FULL VERSION] Misconceptions About Credit Repair That Can Cost You Your Score https://www.youtube.com/watch?v=6vKHdpJ8Mc8&t 7 Top Questions to Ask a Credit Repair Company https://www.youtube.com/watch?v=Vtj-V0wUZRY Don't Get Scammed - Ask These 5 Questions https://www.youtube.com/watch?v=imhlhNHQf6I What Your Credit Repair Company Isn't Telling You https://www.youtube.com/watch?v=vpbEo5diJF0 Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Sorry! I didn't realize the video was cut-off. Here are common misconceptions about credit repair and the credit bureaus you need to know about. If you understand the system, you can use it to beat the bureaus! You can check out the direct link at https://offf.to/misconception . You can access a ton of free info at https://offf.to/hub Book a Discovery Call with me to see if a credit sweep (done for you service) would be a good fit at https://offf.to/discovery .

Here are common misconceptions about credit repair and the credit bureaus you need to know about. If you understand the system, you can use it to beat the bureaus! You can check out the direct link at https://offf.to/misconception. You can access a ton of free info at https://offf.to/hub Book a Discovery Call with me to see if a credit sweep (done for you service) would be a good fit at https://offf.to/discovery.

Grab the Triple-Strategy Dispute Calendar for Credit Sweeps at http/://offf.to/dispute-calendar - it's free! Inside, you will find multiple strategies and methods to attack the bureaus, examples of using the entire month to send out your dispute letters and how you might break it up, as well as a page to write down your own dispute action plan. Simply go to https://offf.to/dispute-calendar and sign up for the Subscriber Hub to access it. You'll get access not only to the Dispute Calendar, but also the 5 other modules in there! *If you are already a subscriber, simply login to access it (you will also receive an email directly from me with the access link). Use this calendar to create your dispute plan of action to remove any type of negative account, including: Collections – apartment, medical, utility, etc. Debt buyer collections – Portfolio, Midland, etc. Late payments Charge-offs, foreclosures, repossessions Public records – bankruptcy, judgments, liens, evictions ...

https://offf.to/2db to check out the 2 credit sweep databases. These are GROWING databases - this means that the dispute reasons will reach ~500 and the dispute letters will reach ~300. If you have any issues writing your dispute letters and want an easy way to get inspiration, this might be perfect for you. Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Schedule a call at https://www.expertcreditsweeps.com/bookonline If the bureaus are ignoring you, if they are not responding when u send out your dispute letters, the best credit sweep tactic is to continue to dispute using the new info based on your credit report by using factual based disputes!

If you want to remove your collections or charge-offs or repos or late payments or bankruptcies or whatever else you could possibly have on your credit report, one of the most important things to understand is the truth about the system and process. FYI I did not filter this video or have any notes. Fixing your credit is one of the most difficult things that you can do and your credit is the one door of opportunity to everything and all I want is for you to get there and get there safely. I feel like everyone tries to sugarcoat everything and make it all like it's peaches and cream when it's really not and so if you give me the chance, I'll explain to you why its not what it seems. I WISH there was a quick fix because trust and believe that I would be offering it - I already offer everything. If it existed, there probably wouldn't even be small businesses offering this as a service because the big companies would have their fingers all over it. Most people say that ...

This is the public release of the EvolutionLine Method webinar, which was previously sign-up only. It teaches you to use the top of the pyramid for dispute reasons to get the highest credit score faster than if you were to use the regular factual-dispute method. We do this by using a legal loophole that allows us to re-use a dispute reason after information has changed on a previously-disputed account. Other news: You can find out about the newest web app called the StealthInvader, which also comes with StealthDoc Editor and StealthTracker. It allows you to create custom disputes as well as edit and print - all directly in-browser! You can check this out at https://stealthinvader.thevegasmovement.com for more information. Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Check out the brand new StealthInvader App & StealthDoc Editor to create disputes that Avoid Detection From the Bureau's OCR Scanner & Fly Under The Radar, Even If You've Been Rejected Before at https://stealthinvader.thevegasmovement.com You can use this app to create dispute letters to the credit bureaus, original creditor, collection agencies and basically anyone you want to using over 300 dispute reasons and 100+ letter options built right into the app. You get access to the letter creator app as well as the editor and as a bonus, you receive the tracker. For the limited-time launch period ending at the end of November, it's a 1-time payment and goes monthly after that. https://stealthinvader.thevegasmovement.com If you are writing your own dispute letters and are looking for a credit repair software solution, this was made for you! Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreeps

Access some cool free stuff at https://ench.app/thevegasmovement or schedule a call with me at https://live.vcita.com/site/expertcreditsweeps Transcript: You either opened this because you're guilty of sending dispute letter templates OR because you're curious about the consequences of using them. No matter why you clicked on this video, the most important thing is that you do NOT send out templates. Like ever. Do. Not. Send. Out. Templates. To. The. Credit. Bureaus. Look, I'm not trying to tell you what to do and what not to do. I'm just taking a min. from creating my own custom disputes for my clients to explain something that was weighing on me to save you from all the hardships that come with this dispute blunder. First, I guess we should address what a "template" means. These are the: • law-heavy, 3-page, "pursuant to", "I demand", "intent to sue"- type of letters • letters that do not include a custom reason why the a...

Access your free copy of 35 Little Boxes of Helpful Advice (35 Actionable Credit Sweep Tips) for free at https://ench.app/thevegasmovement . Simply click on the link and download your copy to follow along with the video. This covers things like the maximum number of negative items disputed in 1 letter, the max number of reasons per accounts, whether or not to sign your letter, the difference between holiday max and regular max number, the flashcard system to map letters, why you want to use clear dispute reasons, what can happen when you remove an old negative account, how a bankruptcy must report, what a collection should NOT report, what a charge-off should NOT report and more!

You can grab some free goodies at https://ench.app/thevegasmovement as well as directly in the Subscriber Hub at https://vargasrevolution.vipmembervault.com/ or schedule a call for a credit sweep with me at https://www.vcita.com/v/expertcreditsweeps/ Transcript: If you’re wondering if credit sweeps even work, I created this video to prove to you that they most certainly do, IF you do it correctly, you’re patient, persistent and consistent. So many times consumers give up because this is such a frustrating process, or because they’re impatient or just don’t understand what the process actually is. That’s why I wanted to just take a second and show you a small part of what’s possible. I have clients that get 100-200-pt credit score increases in 30 days, and then I have some clients that don’t see their scores move for 8 months. Every single file is different and if you give up early, the only people that win are the bureaus because they out-waited you. I guess the big question is ...

Learn to Dispute the right way with factual-based credit sweeps at https://ench.app/thevegasmovement or https://ench.app/thevegasmovement/holiday-season-tactic-free-resources-h-qzh0 You can also see if it would be a good fit for me to do your credit sweep by scheduling a call at vcita.com/v/expertcreditsweeps Transcript: Imagine for a second that you and your friend both go to see a doctor – you for a sore throat and a sprained ankle for your friend. Not only does the doc sit you both in the same room and examines you at the same time, but he also GIVES YOU THE SAME PRESCRIPTION – you for your sore throat and your friend for their sprained ankle. You both get something called one-in-all. That would make absolutely no sense, right? Well if that makes no sense, how does it sound right that every consumer has different credit reports – accounts, balances, creditors, types, situations and circumstances, etc. – but that only 1 prescription is written? If you don’t think that’s the s...

Grab your free credit sweep resources at https://ench.app/thevegasmovement (or directly at https://ench.app/thevegasmovement/holiday-season-tactic-free-resources-h-qzh0 ) to fix your credit yourself using some of the best dispute letter tactics available for credit sweeps. If I were a betting woman, I’d have to wager that quite a few of you don’t know what I’m about to tell you. But if you want to leverage all the secrets and tactics available to beat the bureaus, then this is definitely something you’ll want to take advantage of You see, the holiday season is normally a busy time, right? Family gatherings, parties, travelling, and ALL THAT TIME OFF FROM WORK. Well, it’s not just busy for us – it’s busy for the credit bureaus too and if you add everything that comes with the holidays on top of the 10-20k letters each bureau gets every day on top of our current situation, what is you get is- The best time of the year to dispute! The funny thing is that it’s actually listed as one of ...

Let's face it - change is scary. One of the most common ways that we hold ourselves back from success is FEAR of success (as crazy as that sounds). We change when we're ready to - whether it be leaving our current jobs, bad relationships, addictions or cleaning up messes we've made with our credit. One of the ways that I help my clients is by mental preparation and habit transformation. In other words: you know you have to fix your credit, it's not overnight and it most definitely a process, but this process is absolutely life-changing and will give you everything you've been working your entire life for. Look, credit sweeps are really difficult to do and we have to take a lot of grief from the credit bureaus, but on the other side is financial confidence and a life free from the chains of bad credit. If you're looking for free tools, tutorials and step-by-step info, check out the Subscriber Hub at https://vargasrevolution.vipmembervault.com/ . You can even ge...

Now made available to the public, "How to Remove Super Difficult Accounts Like a Pro" goes over the WHY behind why you might getting stuck with your disputes and what you can do to get results instead of "verified as accurate" responses. If you've been looking for a credit sweep crash course to fill in the gaps for disputing those negative items from your credit report, THIS IS IT. You can access the webinar notes at https://trello.com/b/BN9n9NZF/webinar-notes/kristinvargas/recommend This is NOT for you if you're just looking for a way to get results without the work. This is NOT for you if you think removing collections or chargeoffs or even bankruptcies is an overnight process. I mean come on, it's called a "process" because it's not easy and it's not fast. What IT IS, is possible. If gives you the chance to do what no one could prior to the 1970's - have more control over your credit report and the information contained in it....

Check out the Ultimate Dispute Checklist at https://tripetto.app/run/7J60EQWFT1 to write a dispute letter the RIGHT way every time. IT'S TOTALLY FREE! It breaks down each section and ensures that you've listed the correct dispute reason formulas, that you send your letters to the right credit bureau addresses and even gives examples of using the dispute reason formulas that you can follow! How cool is that? You can also access other free tools and tutorials at https://vargasrevolution.vipmembervault.com/ and if you would like to get the fastest results without all the hassle, simply schedule a call with me to take over your file myself (if I can help you) at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Looking for the free VOD (letter 1) letter to send to the collectors (validation of debt)? https://www.expertcreditsweeps.com/vod. I wasn't in the office so I couldn't create a video tonight and wanted to send out this message because so many people have been asking me about it so here you go! Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

If you would like to check it out yourself you can do that at https://goesto.xyz/g0IUv . I created this because I see so many consumers - specifically my subscribers -having issues with dispute reasons and I have gone over the formula so many times but wanted to create a visual that would make it like a dummie's guide - you cannot go wrong with those! How can we ever get advanced with credit sweep tactics if we don't get the basics? We can't and I don't want that for you, so here you go! You can get access to a ton of free content at https://vargasrevolution.vipmembervault.com/ and if you want to have me do a credit sweep for you, you can use the link below to schedule a call and I will see if I can help: Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Check out the graphic yourself at https://www.easel.ly/browserEasel/122... and get a better understanding of the difference between credit repair and credit sweeps. Understanding how to leverage the tactics and strategies of a credit sweep can mean the difference of years of disputing and avoiding the re-aging of accounts. To find out more and get access to awesome tools to learn how to factually-dispute (as well as to get access to Letterfy180, which allows you to create an unlimited number of dispute letters using built-in letters and reasons) head to https://vargasrevolution.vipmembervau... . Alternately, if you would like to find out if I am able to do a credit sweep for you, head over to https://live.vcita.com/site/expertcre... to book your call now and i will see if I can help.

Check out 3 of My Best Dispute Letter Strategies Deconstructed at https://vargasrevolution.vipmembervault.com/products/courses/view/1050398 - or https://goesto.xyz/impact if youtube cuts off the link - so that you can take your time reviewing the information. I get a ton of questions about how credit repair differs from credit sweeps and this video is a good example of it. Basically, credit repair is a one-size-fits-all cookie-cutter temporary solution that takes sometimes years to complete and there's no tactical or factual strategy to do. It's basically a shot in the dark and if it works, it works and if it doesn't, oh well, right? To the contrary, credit sweeps target factual data taken directly from your credit report and uses strategies such as the ones described in this video to remove the derogatory accounts using irrefutable facts. Can't argue with the fact that they are reporting this info, right? So, we in turn use their own cards against them to get the...

We've got a brand new series on what NOT to do with your dispute letters and this is video #1 in the series! We all know that credit sweeps are NOT easy, but you can ensure that you get the fastest deletions (permanently) by sending the right dispute letters. Check out the awesome free tools at https://vargasrevolution.vipmembervault.com/ and get to disputing! Also visit the free DisputeIQ Quiz at https://thevegasmovement.com/disputeiq-level1 Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Wanna check out the article on the Financial Post? https://financialpost.com/personal-finance/rent-payments-build-credit-scores. Canadians now have the option to build their credit scores via rent payments and it comes 8 years after being able to add mortgage payments to build their scores. Long time, right? This video is NOT just for Canadians - it is for everyone. Looking for free tools (and paid ones!) - https://vargasrevolution.vipmembervault.com/ Need a credit sweep? Use the link below and I will see if I can help: Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Check out the "What the Flow" Domino Effect Disputing Board at https://miro.com/app/board/o9J_kkEcgQY=/ to see for yourself how each account element influences the other. If you want to get the best results and fix your credit the right way, this is where you need to start! You can get access to some awesome free credit repair stuff at https://vargasrevolution.vipmembervault.com/ and make sure to subscribe to the channel if you haven't done so already. Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach

Check out the interactive Dispute Flow image at https://thevegasmovement.com/dispute-flow/ to read why each of the top 5 dispute reasons are the most important (for factual-based credit sweeps) and how each of them connect from element to the other. You can also get access to other news and free info at https://vargasrevolution.vipmembervault.com/ We've gone over the Pyramid Method for years now but many still do not get why it's so important, why the method results in so many deletions and corrections and how to use it themselves. That's why I wanted to explain how the one impacts the other and where they sit in the pyramid. This is mostly for removing charged-off accounts but it can be used for literally any negative item on your credit report - collections, charge-offs, repos, bankruptcy, late payments, short sales, foreclosures and whatever else you think of. If it has info, it can be disputed using this method! Want to hand over the burden to an expert? Get a ...

I created this game to teach you to use the Pyramid Method for disputing derogatory accounts on your credit report. It's a fun and interactive way to test your skills and has 8 different scenario branches that result in either win or lose. Best par - it's totally free! https://vargasrevolution.vipmembervault.com/ Credit sweeps are already difficult to do, so knowing the right way to remove the accounts is always the most important part. This is why I started with how to remove charge-offs. The Dispute Scenario Game uses 2 charged-off accounts to show how using different dispute reasons or tactics leads to different results and how it can make it very difficult VERY quickly if it's not done the right way. This can be used for any derogatory account that you find on a credit report - collections, charge-offs, repos, late payments - whatever. Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps *I off...

If you would like to check out the Anatomy of a Dispute Letter at your own pace, you can access it totally free at https://vargasrevolution.vipmembervault.com/ - just click on Anatomy of a Dispute Letter. It's a fully-interactive image that shows everything that is required for learning how to write the perfect dispute letter to the credit bureaus and even gives dispute reason examples and 2 different tactics! I don't care whether you're disputing a late payment, collection, charge-off, repo, bankruptcy, charge-off or just an inquiry - every single dispute letter for every single account is required to state very specific information. Without it, your likelihood of removing the derogatory info from the credit report is less. If you've ever purchased or gotten a free credit repair course, this is normally one of the very first things that you learn (what goes into the actual letter), however unless you learn this first, none of those advanced tactics are going t...

I created this cool little dispute reason tool to walk you through determining your next best dispute reason using a simple yes/no flow. It will show you what to look at on your credit report and where to go next. It's 100% free and accessible at https://vargasrevolution.vipmembervault.com/. Alternately, if you need help with your letters and want me to take over for you, schedule your call at https://live.vcita.com/site/expertcreditsweeps Is this considered credit repair software? No. It's simply an application that easily tells you what should occur next using the natural flow of the Pyramid Method for credit sweeps. *I offer this content for free. Buy me a coffee at buymeacoff.ee/vargascoach