6 Common Credit Score Misconceptions | Avoid Making These Mistakes

I haven't made a video about credit score misconceptions so here we are! I believe that this video is very important for understanding how to increase your credit score so make sure to watch til the end! ************** You can find a ton of awesome & totally free diy credit repair fantasticness at offf.to/hub on the Subscriber's Hub. If you would like to see if I am able to get you a higher credit score (maybe you just don't wanna do this yourself!) you can do that by heading to offf.to/discovery OR https://vcita.com/expertcreditsweeps *** You can also save $249 on the credit sweep if you sign up prior to January 1, 2021 so make sure to get signed up now (qualified applicants)

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1000s of collections removed with this FREE VOD letter!

I'm giving you the 1st of a 4-letter collection removal campaign that's removed thousands of collections in the past 12 months for FREE! You'll find the link to the letter in the video. Believe me, if you're even 1/2 as successful as my other clients, you'll be very, very impressed. For those of you who need some help, I provide a free consultation to take over your file and do the dirty work for you. For those of you DIY-ers, I provide 3 new DIY packages on the new services page of the website. You may also request a 1-hour session to go over your file and get my advice and an action plan @ $85 p/h. Just schedule an appt on the website. Check it all out at https://www.expertcreditsweeps.com/

Is a credit sweep the same thing as claiming identity theft?

Is a credit sweep the same thing as claiming identity theft? No, it's not. Most consumers have the wrong idea about what a credit sweep is and believe the 2 are the same but I'm here to clear this up for you! Identity theft: This is where you claim that all (or a few) items are resulting from identity theft and you attempt to get them blocked using section 605B of the FCRA within 4 business days. You must use an official police report and affidavit. Here's the DL on this: it doesn't work. Why? Because millions of consumers used this illegally even thought the debts actually belonged to them and now, even if you ARE a victim, it's almost impossible to get it done in 4 business days. A few months? Sure, if you have all the required documentation, dispute with the creditors as well and have supporting documentation. IF this method is used (either by the consumer or a credit repair company - with or without the consumer's knowledge), the items w

Credit Repair Dispute Reason Cheat Sheet

Use this Dispute Progression chart (cheat sheet) to craft your dispute reasons when writing your dispute letter for credit repair purposes. Buy for only $15 at expertcreditsweeps.com/store or directly at https://gumroad.com/l/disputereasons Stop using TEMPLATES! Start thinking logically and create your disputes based on "factual" information. This means that you take the info on the credit report and base your disputes on it. This covers ALL negative item types and falls into 6 categories: Collections Charge-offs Late Payments Inquiries Identity Theft Bankruptcies Judgements/tax liens *all negative items fall into these categories, including foreclosures, student loans, repossessions, etc. i.e. charge-off with 3 different dates listed under "date of last activity" dispute reason: remove this account immediately due to the fact that you're reporting 3 different dates under "date of last activity" and this is inaccurate This PDF

Expert Credit Sweeps

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