Why are there fees associated with credit sweeps and why do I have to pay upfront?

Question of the day: Why are there fees associated with credit sweeps and why do I have to pay upfront?

I've been asked this today on 5/30 calls so far, so let's talk about it.

The question really should be: who should pay for your fees and when should they be due?

Why pay upfront:
Due to the nature of this business, clients are already pre-disposed to not paying bills and a % of clients do not even pay for services rendered and face legal consequences. Therefore, clients must pay for a portion of cost upon sign up as well as Initial Audit billable hours.

Small fee breakdown:

Fees associated with processing a credit sweep initially and per month:
Client Portal
Certified Mail
Postage
Faxing
Supplies
etc.

Time to process 1 Initial Audit (1st 4 days after sign up):
6-10 hours depending on severity of credit file and research involved

Time to process a credit file per month:
1-5 hours depending on severity of credit file, responses received from bureaus and/or creditors,  research required, complaints made to CFPB and/or AG

Average # of texts per month received from each client:
26
Average # of emails per month received from each client:
10
Average # of calls per month received from each client:
8

Average success rate: 95%

If services by Expert Credit Sweeps were to be calculated by the $ saved per file, the average cost at 15% would be $14250. Instead, it's less than $1000 in total. 

By comparison, the entire cost should be paid upfront given the amount of work involved and expense to process each file. That's not what ECS is about, though!

When you sign up with us, you get the DREAM: Debt Relief that's Easy, Affordable and Manageable! Ready to obtain yours? 

(845) 481-0780 or www.expertcreditsweeps.com