Queen of Credit

Today we're talking about how to use the validation of debt or debt validation method and method of verification disputes to the credit bureaus. You can access the full Mini Bible at https://lives.ask-kristin.com/bible or you can schedule a free consultation for a credit sweep at https://my740.com . You can see the board for the method of verification at https://lynxshort.com/mila-mov When sending out VOD (validation of debt) letters, you have to be careful becausea you're putting yourself at risk legally with the creditor/collection agency! Check out my warning in the video. Video notes: This is a huge warning, which you may have heard if you've been following me for the 8 years that I've been here on youtube, then you would have seen one of my biggest videos, which is the warning on the validation of debt method. When you are disputing with these 3rd party collectors it is not that big of a risk, although if it is within the statute of limitations they can stil...

🔮 Tonight we're talking about how to dispute personal information on your credit report to remove negative items and this is VERY important and should be the FIRST step! You can also save $100 until tomorrow night (Wednesday 8/31) onthe 66 Advanced Dispute Tactics Mini Bible at https://lives.ask-kristin.com or schedule a call with me to see if I can do a credit sweep for you at https://my740.com The reason we dispute personal information first on a credit report is because there's a geographical code that attaches the account to the address and by removing it, the credit bureaus cannot use it to "skip" an investigation! It simply makes using this tactic easier to remove negative accounts. SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨...

🔮 Today's video is on how to delete accounts like a pro from a credit report and covers dispute reasons, credit sweep tactics and advanced methods you may not have heard of before. You can access the tactics sale at https://lives.ask-kristin.com/bible if you'd like to learn more (save $100 until Wednesday!). Otherwise, if you would like to see if ican do a credit sweep for you head to https://my740.com and I will see if I can help. You can use the credit sweep method to remove medical collections from credit report and to stay away from using a credit repair template like the 609 dispute letters. SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR...

🔮 Today we're talking about the biggest misconception about credit cards and credit sweeps, because it seems like most consumers believe all it takes is adding a $300 credit card to change their lives, along with a pay raise. If you want to remove your negative items and get a higher credit score but don't know where to start, head over to https://my740.com and I will see if I can help! Here is the self lender referral link is https://self.inc/refer/19677522 if you would like to sign up for an installment loan and then an unsecured credit card after that! Today we cover MANY things but most importantly, what it really takes to build your credit file, what you should NOT be doing in an attempt to remove your negative items, why I do not commercialize credit repair, even though I could literally sell you on how we were able to get over 1.5 million dollars in credit in an 11-month period of time, and more. This is not a race - it is a marathon and sometimes it's going t...

It's much easier for me to show you than to tell you the difference between how the other companies create dispute letters and how I do it. You're able to see that they can be created in less than 30 seconds and that's the exact amount of time they spend on your credit report each month! I also show you the right way to do it by searching for the facts on the credit report. If you haven't done so already and want me to do your credit sweep, use the link below to schedule your free call to sign up: https://my740.com Credit sweeps are legal and can provide permanent removal of negative items from credit reports. In comparison to regular credit repair, they take substantially longer to perform because we're not using templates (like 609 dispute letters), and not sending out the same letters for everyone using the same reasons. Its' a manual process where we compare the report, find the reason to remove the account and create the custom dispute letter.

Today we're going over the credit repair dispute and tactics flow which gives you 14+ reasons to dispute and remove any account from a credit report. If you would like to see if I can increase your credit scores and remove your negative items head to https://my740.com and I will see if I can help. This flow will teach you which dispute reasons can remove an account the fastest and in what order to use them. This is useful when you are either stuck looking at the account on a credit report or you have already used certain dispute reasons to dispute the account. If you would like to learn how to remove accounts from a credit report and how to dispute the account with the credit report, head to https://vault.my740.com today!

Here is the exact reason why you don't want to send out credit dispute letter templates to the credit bureaus - they don't work! I'm proving to you that factual based dispute letters for credit sweeps work and for this client I was able to get 98% on the very 1st round! If you would like to see if I can do a credit sweep for you to help fix your credit head over to https://my740.com and I will see if I can help. We do not ever want to send out section 609 dispute letters. We don't ever want to send the credit bureaus dispute letters that were sent by someone else. This is the fastest way to get negative items banned from future disputes~! So what's the point here? Don't use templates. Increase your credit score with factual disputes and hold the credit bureaus accountable; it's the only way.

Today we're talking about the hard truth about credit repair and how it's not what you really think. There's a wrong way to do this and a right way to do this and if you would like to learn about the real credit sweep method head over to https://vault.my740.com or see if I can help you at https://my740.com and I will see if I can help. This was previously a live broadcast that I am posting for archieve. Learn more about the new credit repair software at https://lynxshort.com/buy-suite, learn more about the free resources at https://hub.my740.com and get your deletions. If you want to learn more about how to remove your accoutns from a credit report and how to write dispute letters to the credit bureaus, you'll learn about it right here on my channel. We go over the conflict of interest with the bureaus, the actual process at hte credit bureaus when you submit a dispute letter and how there are no people during this process, what you really need to know about these q...

🔮 We're answering YOUR credit sweep and credit repair questions tonight, so make sure to submit yours for the next live credit sweep Q&A! This was previously live and posted for the archieve. If you would liek to see if a credit sweep can remove negative items from your credit report and increase your credit score head to https://my740.com and I will see if I can help! Today we're going over how to remove student loans from a credit report, how to updsate late payments on a student loan (how to remove late payments from a student loan), how to send a validation of debt letter to a debt collector and whether you should use factual disputes with a debt collector or use the debt validation method, consequences of disputing the wrong way and how to use disputes for credit sweeps (dispute the RIGHT WAY), identity theft credit sweeps, and more! If you would like to learn more about how to remove student loans from your credit report, head over to https://vault.my740.com or t...

🔮 Tonight we're going over how to remove every negative account from a credit report - the system. We're using the factual dispute method for credit sweeps. If you would like to see if I can do a credit sweep for you head to https://my740.com and I will see if I can help. What we are using tonight: Credit sweep method Factual disputes AJERO Formula (TM) Supporting our factual arguments and how to do it New credit repair software How to write a dispute letter to the credit bureaus without templates or online disputes or the illegal identity theft credit sweeps This can be used to remove: collections charge-offs repos late payments inquiries foreclosures bankruptcies evictions and more! If yoiu are looking for a credit repair company that has the numbers to back up the credit dispute letters that they're teaching and you want to write the perfect dispute letter, make sure to watch this until the end because you'll learn exactly what you need to get results! What ...

🔮 (edited for archiving). Today we're going over the bulletproof dispute letter training that will show you how to write a dispute letter to remove negative accounts from your credit report using the AJERO Formula (TM). If you would like to gain access to the training head to https://lynxshort.com/bulletproof-training or if you would like to see if I can do a credit sweep for you head to https://my740.com . The AJERO Formula (TM) will give you the exact information that you need to learn the exact placement of the words when you are writing dispute letters to the credit bureaus and it couldn't be any EASIER than this because I'm giving you the solution, the pain-by-numbers system that has generated 1000s of deletions for me over the past few years. It is more important now than ever that you learn the credit sweep method using factual disputes because it is just getting harder to remove accounts from your credit report, especially when the bureaus don't even respo...

🔮 We went live last night on the extremely easy dispute letter formula to remove negative items from your credit report. Tonight we're going over how to write a dispute letter using a formula that virtually guarantees deletions (or corrections for late payments). IF you wouldl ike to get a copy of the materials we're using tonight head to https://lynxshort.com/7h0d9 to access the Bureaus, Creditors, and Collectors Tactics section. We're going over how to write a dispute letter to the credit bureaus using the credit sweep method and how to choose the perfect wording for each of the accounts on a dispute letter. If you want to write the perfect dispute letter or learn how to write credit dispute letters then this is definitely where you want to start! SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit ...

Tonight we're going over how to write a dispute letter using a formula that virtually guarantees deletions (or corrections for late payments). If you would like to get a copy of the materials we're using tonight head to https://lynxshort.com/7h0d9 to access the Bureaus, Creditors, and Collectors Tactics section. We're going over how to write a dispute letter to the credit bureaus using the credit sweep method and how to choose the perfecft wording for each of the accounts on the dispute letter.

Today we're talking about the hard truth about credit repair and how it's not what you really think. There's a wrong way to do this and a right way to do this and if you'd like to learn about real credit sweeps head over to https://vault.my740.com or to see if I can do a credit sweep for you head to https://my740.com Learn more about the new credit repair software at https://lynxshort.com/buy-suite, learn more about the free resources at https://hub.my740.com and GET YOUR DELETIONS. If you want to learn how to remove accounts from a credit report and how to write dispute letters to the credit bureaus, you'll learn about it right here on my channel. We go over the conflict of interest with the bureaus, the actual process at the credit bureaus when you submit a dispute letter and how there are no people during this process, what you really need to know about these "quick credit repair processes" and fast over-night fixes and what's really possible. ...

🔮 Today we're talking about how to build your credit and this is a beginner's tutorial. If you would like to submit your interest for the coming How to Build Your Credit Step-by-Step course head over to https://lynxshort.com/how-to-build-credit-course-interest. You can also see if I can do a credit sweep for you by heading to https://my740.com. We cover the 5 different types of credit, how to get started, and how to scale your credit file to get a mortgage. We're not going over diospute letters and credit repair templates. Tonight we're talking about how to build your file from Zero to a Hero and the little steps you can take and little cards and credit lines that you can apply for that will allow you to achieve a 740 credit score in a shorter period of time than if you did it alone. We cover Self Lender, cpaital one, credit one, macy's, first permier, first preogress, discover, petal, mercury, kickoff, chase, credit builder cards, credit builder loans, bank of...

We're trying this again live! (Earlier we had an echo). Today we're talking about how to build your credit and this is a beginner's tutorial. We cover the 5 different types of credit, how to get started and how to scale your credit file to get a mortgage. If you would like help fixing your credit head over to My740.com and I will see if I can help. If you would like to access the credit repair software head to https://lynxshort.com/buy-suite and use SUITE50 Tonight we're not going over dispute letters and credit repair templates. Tonight we're talking about how to build your credit file from Zero to a Hero and the little steps that you can take and little cards and credit lines that you can apply for that will allow you to achieve a 740 credit score in a shorter period of time than if you did it alone. We cover Self Lender, capital one, credit one, macy's, first premier, first progress, discover, petal, mercury, kickoff, chase, credit builder cards, credit b...

Save 50% on the Credit Suite using "SUITE50" at https://lynxshort.com/buy-suite until 8/19/22 at 12am. Tonight we're going over how to remove virtually ANY account from a credit report and this tutorial is for beginners, using the facutal disptue method for credit sweeps. If you would like to see if I can do a credit sweep for you head to https://my740.com and I will see if I can help. What we are using tonight: Credit sweep method Factual disputes AJERO formula (TM) Supporting our factual arguments and how to do it New credit repair software with a huge discount for the livestream ONLY (save 50% monthly) How to write a dispute letter to the credit bureaus without templates or online disputes or identity theft credit sweeps This can be used to remove: collections charge-offs repos late payments inquiries foreclosures bankruptcies evictions and more!

Tonight we're going over how to write a follow-up dispute letter to the credit bureaus using factual disputes, how it should be structured and what you should include in this dispute letter. If you would like to see if a credit sweep can help increase your credit scores, head to https://my740.com and I will see if I can help! Video notes: We are going over this because I was going through my comments tonight, and there were quite a few on how to write your follow up dispute. A lot of people don't know how to do this, and it is causing some problems. And we don't want that to happen. Now, just so you know, your method of verification request is actually not a dispute by iteself. It is actually a sentence that goes directly into your dispute letter, right? So we're not sending a method of verification request, like what was the actual method of verification. We already know with a factual based disputed, everything is totally simple, simplified and straight to the poin...

Today we're talking about the biggest misconception about credit cards and credit sweeps, because it seems like most consumers believe all it takes is adding a $300 credit card to change their lives, along with a pay raise. If you want to remove your negative items and get a higher credit score but don't know where to start, head over to https://my740.com and I will see if I can help! Here is the self lender referral link is https://self.inc/refer/19677522 if you would like to sign up for an installment loan and then an unsecured credit card after that! Today we cover MANY things but most importantly, what it really takes to build your credit file, what you should NOT be doing in an attempt to remove your negative items, why I do not commercialize credit repair, even though I could literally sell you on how we were able to get over 1.5 million dollars in credit in an 11-month period of time, and more. This is not a race - it is a marathon and sometimes it's going to ...

We're answering YOUR questions tonight, so make sure to submit yours for the next live credit sweep Q&A! If you would like to see if a credit sweep can increase your credit scores and remove negative items from your credit report, head to https://my740.com and I will see if I can help! Today we're going over how to remove student loans from a credit report, how to update late payments on a student loan (how to remove late payments from a student loan), how to send a validation of debt letter toa debt collector and whether you should use factual disputes with a debt collector or use the debt validation method, consequences of disputing the wrong way and how to use disputes for credit sweeps (dispute the RIGHT WAY), identity theft credit sweeps, and more! If you would like to learn more about how to remove student loans from your credit report, head over to https://vault.my740.com or to access free credit sweep information and resources, check out https://hub.my740.com.

🔮 In case you missed the Verified as Accurate Workshop which ran LIVE a few weeks ago, I'm posting it here for you to learn how to beat the credit bureaus when they "verify" your disputes as accurate. If you would like to see if a credit sweep can increase your credit scores, head to https://my740.com or if you would like to check out the new credit repair software head to https://lynxshort.com/buy-suite.This is why you NEVER want to miss my exclusive content so make sure to subscribe and join my newsletter. We go over what to do when the bureaus don't respond, what to do when the credit bureaus verify as accurate, and what to do to beat the bureaus at th eir own game and beat the System! SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ ...

We need to understand how factual disputes work for credit sweeps. Without this info, you may not get your deletions or corrections because the wrong dispute type, dispute reason or dispute letter is used. This is why I explain how the dispute reasons correlate with the elements and language embody the law that you are indirectly citing and why it is important. If you would like to schedule a 1:1 call for a credit sweep head to https://my740.com and I will see if I can help Today we're going over: How to write a dispute letter to credit bureaus and how to remove accounts from a credit report, all while using the factual based dispute method for credit sweeps.

Today we're resharing some extreme credit sweep credit score increases that I was able to get for clients in my program. If you would like to see if a credit sweep can increase yeour credit scores, head over to https://my740.com and I will see if I am able to help you as well. This works on collections, foreclosures, charge-offs, repossessions, bankruptcies, late payments and more! How are we able to do it? A bit of a caveat here: whoever said that getting a higher credit score is easy eas totally llying. I didn't increase the credit scores for these clients by literally 300 points just by sending the same lettrer as everyone else. No. It's a bunch of manual labor, tons of hours and research and using factual-based disputes to get the job done.

Today we're going over 3 dispute letter secrets for removing any account from a credit report. You're going to learn how to set the follow up to your dispute letters to the credit bureaus, as well as how to use the dispute funnel during this workshop! If you would like to get a 1:1 credit sweep consultation head to https://my740.com and I will see if I can help. If you would like to learn more about the credit repair software that I introduce during this workshop head to https://lynxshort.com/buy-suite . If you would like to learn how to strategize, prioritize, and utilize the dispute funnel to remove collections and charge-offs and repos from your credit report, then this is definitely the workshop to join because you'll learn how to dispute like a pro without the price tag. Video notes: hey, what's up. Welcome to the dispute funnel letter workshop for 2022. This is tshe surefire way to get results with your letters. Even if your prior disputes haven't worke...

🔮 Did you know that there's certain things that should NEVER be said or used in the credit repair dispute letter process? Today I'm going to share a few things with you that might save you from getting banned by the credit bureaus. If you would like to see if a credit sweep would be a good fit head to https://my740.com and I will see if I can help. Do not ever send a letter that was not written as a custom dispute - it will get flagged in the system because that is exactly what the credit bureaus are looking for! If the letter has been received by them either in part or in whole before, not only will it be deemed to be a dispute letter template, but you can literally be banned from disputing again and they will refuse to reinvestigate until you can cough up something from either the data furnisher or courts. SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show...

🔮Today we're going over my secret tactic for removing all iniquiries from your credit report, and I'm including how to remove inquiries in just HOURS. If you would like to see if I can do a credit sweep for you head to https://my740.com and I will see what I can do. SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes:

Did you know that there's certain things that should NEVER be said or used in the credit repair dispute process? Today I'm going to share a few things with you that might save you from getting banned! Head to https://my740.com to schedule a call for a REAL credit sweep! Do not ever send a letter that was not written as a custom dispute - it will get flagged in the system because that is exactly what the credit bureaus are looking for! If the letter has been received by them either in part or in whole before, not only will it be deemed to be a dispute letter template, but you can literally be banned from disputing again and they will refuse to reinvestigate until you can cough up something from either the data furnisher or courts. Who wants that? No one! You can either "wing it", or you can write dispute letters to the credit bureaus that get results using a repeatable process that can be used on every account type except for foreclosures in-process and child suppo...

Today we're talking about how to remove inaccurate information from a credit report permanently and we're using the credit sweep method to do it. If you would like to see if I can do a credit sweep for you, head over to https://my740.com and I will see what I can do. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes:

If you want to remove accounts from your credit report, you will want to follow the AJERO formula which was used to remove 20k accounts in 2020 and 23k in 2021. If you would like to schedule a call for a credit sweep, head to https://my740.com and I will see if I can help. Credit repair isn't impossible when done the right way, but sometimes it seems like it is!

We're talking about how to write dispute letters that remove accounts from a credit report and get results today. We're also bringing back an app called the Generator Project, previously the Dispute Project to show you just how easy it is to write these letters. If you would like to order it head to https://lynxshort.com/generator-project If you want to remove inaccurate negative accounts on your credit report (or a client's), they have to be disputed a certain way, and when done correctly, they're removed permanently and legally. All without templates or online disputes or any other method! We use the AJERO formula to craft dispute reasons (the reason the account needs to be removed) that tell the credit bureaus EXACTLY why the info they report is either inaccurate or invalid or in violation, and back our arguments with the FACTS. That's why it works! If you would like to see if I can do a credit sweep for you, head to https://my740.com and I'll see if I...

Today we're talking about something (yet again) - 60-day credit repair! If you would like to get a real credit sweep, head to https://my740.com and I'll help if I can. Why are we talking about this right now and what does "what you got here?" have to do with anything? First of all, 60-day credit repair doesn't exist, BUT someone's going to sell it to you. If it took you 3 years to build your credit, 5 years to mess it up and get help, why would it all get fixed in 60 days? It's just not possible. You've gotta go back and remember what got you here.

🔮Today we're going over 6 different dispute letter methods you DON'T want to use and I'm going to explain what they are and why you shouldn't be using them to remove accounts from your credit report. If you would like to learn more about credit sweeps head to https://vault.my740.com OR if you would like to see if I can do a credit sweep (legally) for you, head to https://my740.com and jump on a call today! The credit repair process is already difficult without adding in a ton of issues with using the wrong dispute methods. If you don't want to lose time or money or the ability to remove these accounts from your credit report, it only benefits YOU to ensure you're using the right dispute letter methods and credit repair tactics. We're also going to talk about credit bureau violations and how to get negative items off your credit report the right way. We end the video with the formula I created (and use on every client's file) that resulted in 20k delet...