Skip to main content

What to Do When Credit Bureaus Update Account | Follow-up Tactic


🔮 Tonight we're talking about how to respond to the credit bureaus when they respond with "account was updated" instead of a deletion and whether we should use the same dispute as before. If you would like to see if a credit sweep is for you head to https://my740.com Access worksheet at https://my.onepager.app/round-1-followup-dispute-tactic-331135088220701268?preview=true Links: Live workshop: https://expertise.tv/webinar/how-to-get-unstuck-when-the-bureaus-verify-as-accurate/landing/16046 Offers:https://my.onepager.app/v/current-offers-327938049454375508?preview=true Verified as accurate worksheets: https://verified-as-accurate-live-workshop.onepager.app/v/verified-as-accurate-now-what-329942256207266388 https://verified-as-accurate-live-workshop.onepager.app/what-to-do-when-the-bureaus-dont-respond-330319444672774740 https://verified-as-accurate-live-workshop.onepager.app/how-to-get-unstuck-when-the-bureaus-verify-as-accurate-329964325046321748 Brand new credit repair software: https://ask-kristin.samcart.com/products/suite/ SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/Ask-Kristin?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with SmartCredit https://smartcredit.com/VargasConsulting/ or IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consultation 🦸‍♀️ https://my740.com Let's jump on a call and see if I can help! ⭐️ Video Notes: They were answering a question that was left in the comments by Jada Kay. And her question was, What can I do a round one was a factual dispute with inaccuracies, and that counts came back as updated for round two, do we stayed the same thing again. Now I'm going to show you how you can dispute after this without stating the same thing and why you most definitely don't want to say the same thing. Because guess what, it's going to come back as frivolous. So let's look at what you can do instead. Alright, so you can use the link in the description, pause this video, go down to the description and open up this link. Alright, so we're gonna look at three different rounds. And again, I'm going to show you not only what you can dispute but what you don't want to do and why you don't want to do it. All right. Now, before we get there, make sure that you smash that like, subscribe if you haven't done so. And hey, if you want to see if this is something that I can do for you, head over to my seven forty.com. schedule a call with me and I will see if I can help. And don't forget, on Thursday we're doing a live workshop on how to get unstuck when the Bureau's verify is accurate. And not only when they verify as accurate, but when they send those stupid stall tactics All right. Or maybe they're just ignoring you. Who knows. Now, you're never gonna find out unless you are at that live workshop because there will not be a replay. Alright, so for round one, all right, you're always going to begin with the blatant inaccuracies. Now, the reason I put this like this is because someone else in the comments asked if I can make an instructional tutorial where they can actually read this themselves. And hey, this one is for you. Alright, so always begin with blatant inaccuracies. So for charge offs, for example, you could start with date last active, right? For lates for correction, meaning you can remove them without removing the entire account. If it's only just like a handful, you can say I was not late on date. Why? Because you're putting the burden of proof on them. And the only way, the only way for them to prove that you were actually late is to provide a copy of their bank statement like Capital One or Barclay or whoever it is proving that you were late on whatever date right? Obviously, they're not going to do that anything else is hearsay, all right, late for deletion, I was not late on date. Same thing, right? For a third party collection, you can very simply say this, Hey, this is unknown, right? Because again, you're putting burden of proof on them, and they do not have the documentation, they are not going to get that documentation right. Now for a debt buyer collection, you can see something as long as it's actually factual, the late in the payment history or, you know, past due on a collection because those things cannot report. Now, what do you do for round two, let's see that you send this out and you're like, Man, this, this letter that I'm writing is totally bomb, like, I'm gonna get all these deletions. And instead of a deletion, they come back and say A is verified or B, they update the information and change it so that it's not inaccurate anymore.

Comments

Popular posts from this blog

Tips for my brokers; Craigslist, Facebook, websites, advertising and more!

I work 90% with brokers, 10% with clients, and I actually prefer to work with brokers, as I have contact with only one person instead of 300 clients. So considering there are 528 of you brokers, I figured that I would post some tips and tricks for my brokers. I will break it down into sections to make it easier reading, and if you have any questions, comments or suggestions, let me know! Advertising Advertising can be a serious pain in the butt, and it is utterly necessary for a business like this one. I will give you a couple of suggestions that work for me. I am mostly just word of mouth now and do not need to advertise, as I have thousands of clients, but there are days when I do put my business out there again for new clients. Craigslist It is quite difficult to advertise with CL now, but there are tons of ways to get around being flagged or to prevent it from happening. CL is the 4th most visited site in the  world , so that right there should tell you that you need to

3 Resons why you should wait to apply for new credit

Applying for new credit before all derogatory items are deleted: My advice to my clients is always the same: wait until you're done with your credit repair or credit sweep program, but have a strategy to move forward from there. Here's a few reasons why: #1 you may be denied if you still have 1-2 items remaning and will end up with new inquiries that will drop your score #2 it may hinder the process of removing the last few items and can add 1-3 months to the timeframe #3 you may be approved with a very low limit and would have to wait 3-5 months prior to requesting an increase. In comparison, you can wait til everything has been completed and obtain a higher limit right off the bat. Here's a real-life example: I have a client would only has 4/86 negative items remaining and he wanted to move forward with his mortgage. I advised him to wait because (see #1) it would add inquiries and he may not be approved. He'd mentioned tha

How to Lower Debt to Income Ratio Without Paying a Dime (Mortgage Loan)

If you want to get approved for a higher mortgage loan amount and lower your debt to income ration without paying anything, watch this video! If you would like to get a free credit sweep consultation head to https://my740.com. You can learn how to legally and permanently remove negative items from credit reports with confidence at https://sendmeto.co/steroids. Client results playlist https://www.youtube.com/playlist?list=PLCkW-fTkIGnxOdGjZrudHSn-ygbYuWuQO Violations video 1 https://www.youtube.com/watch?v=fMOe-xaGW-0 Violations video 2 https://www.youtube.com/watch?v=woZS_VI-Pts Links: Credit repair course on steroids: https:/sendmeto.co/steroids Guaranteed Deletion Debt Validation Dispute Method: https://sendmeto.co/vod2 EvolutionLine Method Workshop: link coming soon Dispute Funnel Workshop: link coming soon All courses: https://sendmeto.co/courses Live Automation: https://sendmeto.co/auto Credit Sweep Secrets Playbook: https://sendmeto.co/getmycheatsheet Advanced Credit Sweep Ta