Are you stuck on round 1 with your collections? Don't know what to do when the credit bureaus or collection agencies come back and tell you the account is verified? Or they're not proving anything? Use the VOD (validation of debt) method concurrently with credit bureau disputes, you can get rid of all of these pesty accounts and move on with your life!
Why do so many consumers think that it's as simple as sending out 1 dispute letter? If it were like that, there would be no approval process with mortgages, loans or any other type of credit! You would simply walk in, tell them that you want this $500k line of credit and they'd give it to you because it would be GUARANTEED that your negative items would be deleted in 30-60 days. Definitely doesn't work like that.
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