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How to Protect Your Credit When the System is Now Against You

Everything is changing.
The CFPB has reversed it's consumer protection. They're for the BIG BANKS instead of the consumer.
The bureaus are being sued again for failing to remove, correct or verify outdated, inaccurate or incomplete information.
Consumers are going to extremes to save a penny, learn everything they can online and do it themselves. The wrong way. With the wrong advice.
It's getting more and more difficult to "force" the bureaus, creditors and collection agencies to delete inaccurate info even with proof that it's reporting wrong.
True identity theft victims are going to great lengths just to get frauduent accounts blocked. And it's just not happening - not with a police report and affidavit. Not with 55 pages of proof.

The solution?
Do your research. Learn everything you can about protecting your credit, not just fixing or rebuilding.
Don't make frivilous disputes or use templates.
Organically rebuild your credit instead of throwing your money away on Authorized User tradelines.
If you're a victim of identity theft, get affidavits from witnesses or people you know, copies of fraudulent transactions that coincide with the dates on your police report and if it's recent theft, freeze your credit and add a fraud alert. Think outside the box: Where did the fraud occur and when? Do you have proof that you were at work or at home when someone applied for an account? Do you have a plane ticket or passport stamps that prove you were out of state or country?
Instead of paying a company to fix your credit for you (that won't show you the work or give an explanation of the work they're performing on your behalf), obtain the consulting advice you need to clean it up yourself. This way, any achievements or failures fall directly on you.

Don't let the big banks win.
Don't let the credit bureaus win.
This isn't an easy process and although it's getting more difficult to clean up your credit, it's still possible when you have the right information at your disposal.

Want free tutorials to do this yourself? Want the secrets that no one else will give away? Check out

Looking for consulting advice to do this yourself? Book your session online at


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