Inquiries, inquiries, inquiries. I get so many calls about inquiries!
How do you delete inquiries? How can you get them off fast? How can they be deleted permanently?......
Well guys, the answer to that is probably not what you want to hear, but I'm going to tell you anyways:
Inquiries are actually much more difficult to remove now than they were 2 years ago. Having said that, there's still a few ways to remove them:
#1: if you did not authorize the pulls or your ID was stolen, you may claim ID theft. Do NOT do it if it's not true - do you really want to get in trouble for filing a false police report?
#2: I've heard that a company called inquirybusters can get them off in less than 6 weeks but a few of my clients stated they were told they need a police report (I am not getting paid to mention their site and they are run by deletionexpert I believe)
#3: Use the rapid inquiry removal on my website for Equifax and explained in my youtube video
#4: What I now use:
The FCRA states clearly that the only purpose for pulling a credit report is for the following reasons:
employment
insurance
court order
FIRM OFFER OF CREDIT
*if you have inquiries that do not belong to accounts on your credit file that means it does not meet the requirement of "firm offer of credit". Write the bureaus, list the inquiries and note what I wrote.
Bottom line:
It's not the end of the world when you have a ton of inquiries. It's not the end of the world when you have low credit scores or bad credit either. With the right tools or the right professional, you can clean up your credit and move on with your life!
If you would like a free consultation with a credit expert, visit the direct scheduling link: https://www.vcita.com/v/expertcreditsweeps.
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