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Showing posts from September, 2021

How to Dispute Credit Bureau Frivolous and Verified Responses

Today we're talking about how to dispute and write the credit bureaus when they respond with "frivolous" or "verified as accurate". This tactic is called the "Repeat Offense Tactic" and ther are a few different ways to deal with it. If you are using factual based disputes, your dispute should NOT come back as frivolous, but of course, they do. There IS a way to prove this and to get your negative items deleted, and this is yet another follow-up tactic for credit bureaus and creditors that is designed to catch them in document violations. This tactic is based on a section 623, which states that repeat disputes can be flagged as frivolous by the creditor if the person (creditor) has already performed their duty and obviously this means that they have already done a reasonable investigation. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit moni...

How to Dispute Negative Accounts on a Credit Report | How to Dispute Errors

Today we're going over the dispute reasons map to understand how to use them to remove any negative item from a credit report by understanding what they do in relation to an account. You can find the full map at https://www.expertcreditsweeps.com/dispute-reasons or you can schedule your call today for a credit sweep at https://my740.com and I will see if I can help. Why is this important? The key to removing collections, charge-offs, repossessions, debt buyer collections, late payments, public records, etc. is the dispute REASON, not the letter. If you don't know how to write a dispute reason or why it's important, you won't be able to leverage it to get results and the accounts will remain unchanged on your credit report. What's the difference between factual disputes and templates? Letters such as 609 or 1681 disputes have nothing to do with the actual negative item being disputed and do not identify the reason it needs to be removed. Because of this, it...

Advanced Credit Sweep Strategy Training - Delete ANY Negative Account

Today we are going over advanced credit sweep dispute file training. And this is a crash course so make sure to grab something to take notes with. We are going over 5 different credit reports with negative items to remove and I'll show you what to dispute, how to dispute it, and with whom it should be disputed. This is an advanced credit sweep crash course and should be watched all the way through to get the best understanding of the training. If you would like to schedule a call with me for a credit sweep head over to https://my740.com and I will help you with whatever you need. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - ht...

Warning: Your Credit Repair Company IS Scamming You

Today we're talking about the elephant in the room: a warning about other credit repair companies and what you NEED to watch out for to avoid being scammed by one. We also talk about the specific things your credit repair company SHOULD be doing in addition to what they should not be doing, and why. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com video notes: Okay, let me ask you a question because people get all sorts of salty and you know, bent out of shape when I make my videos, but would you rather know exactly what to look for in a good company in a bad company? Or would you rather find out the hard way...

How to Remove Inquiries in 72 HOURS | Credit Sweep Tactics

Today we're going over how to remove inquiries in 72 hours from your credit report and this is mostly for a consumer than a business, because you will be making calls, faxing, and writing letters. This doesn't work for everyone, but it most definitely works and I've personally used it to remove inquiries when we got our mortgage. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com Video notes: What's up, YouTube fam. Today We are going over how to remove inquiries from your credit report in as little as seventy two hours. So, this is the video that you want to watch if you have any inqueries that ...

How to Write Your Dispute Letter to the Credit Bureaus | 5 Questions

Today we're going over the requirements your dispute letterto the credit bureaus needs to meet (in the main text) to get results with the credit bureaus, and I'm giving you the 5 questions you need to answer to do this. You can find the resources referenced in the video below, and if you would like to see if I can take over your file to get you RESULTS, head over to https://my740.com and I will see if I can help. Dispute Letter Creator: https://vargasrevolution.vipmembervault.com/products/courses/view/1100895/?action=signup Anatomy of a Dispute Letter: https://thevegasmovement.com/anatomy/ Live Letter: https://special.ask-kristin.com and https://liveletter.ask-kristin.com We also cover some general info on factual disputes for the credit sweep method, as well as what the credit bureaus 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my v...

POWER Dispute Strategies | Remove Hard Accounts From a Credit Report

Today we're going over power strategies for removing hard accounts from a credit report like charge-offs, student loans, late payments and collections and I'm going to show you what to look for on the credit report itself to get the accounts removed. If you would like to check out the mini student loan course, head to https://vargasrevolution.vipmembervault.com/products/courses/view/1069767. You can also schedule a call with me for a free consultation at https://my740.com, or check out the Live Letter Automation App at https://liveletter.ask-kristin.com 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT Video notes: Most consumers think there's only a couple different ways to go after accounts. And today I'm go...

How to Dispute Each Negative Account on a Credit Report

Today I'm going to show you how to dispute each negative account on a credit report and the specific dispute reasons to use on a each account's dispute round with the credit bureaus. Note that this is for credit bureau disputes using the factual based method for credit sweeps. If you would like to check this out yourself for free, you can access it in the Subscriber's Hub at https://hub.my740.com along with a ton of other free content. You can also schedule a call with me for a credit sweep at https://my740.com 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431134PT 🧙‍♀️ GET HELP WITH YOUR CREDIT JOURNEY DIY awesome free tools, tutorials and downloads - https://vault.my740.com 🦸‍♀️ DFY credit sweep service free consulta...

Verified as Accurate by Credit Bureaus? Watch This Video & Don't Give Up

Today I wanted to give you a little motivation on your credit repair journey because I know how frustrating it can be when you aren't getting results and when your disputes are coming back as verified as accurate by the credit bureaus. In this video, I share my earlier days and lack of results with you and how FRUSTRATING it was. I also share the steps that I took to overcome this. I might make a video in the future about learning "on the job with credit repair" but for right now, this is part of my story that I would like to share with you because I understand what you may be going through when there's a lack of results for credit repair dispute letters sent to the credit bureaus. 🔮 SUBSCRIBE TO MY CHANNEL 🔮 https://www.youtube.com/c/ExpertCreditSweeps?sub_confirmation=1 ✨ Check out all 3 credit reports and scores with the same credit monitoring I show in my videos and use for my clients with IdentityIQ: ✨ https://member.identityiq.com/help-you-to-save-money.a...